Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Aberystwyth

Accountants for Doctors in Aberystwyth provides specialist accounting and tax support built around the way medical income actually works. Whether you are a GP, hospital doctor, consultant, locum or private practitioner, we help you make sense of Self Assessment, NHS and private income, bookkeeping and the professional expenses you may be able to claim, so your financial affairs stay organised and your tax position is properly understood.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support in Aberystwyth?

Doctors rarely fit a single tax profile. A GP partner, a hospital consultant running a private clinic alongside an NHS post, a locum covering shifts across several trusts and a salaried doctor with occasional private work can each have very different accounting and tax requirements. Our accounting services for doctors are designed around that reality. We support GPs, hospital doctors, consultants, locum doctors, salaried doctors, private practitioners and doctors who combine several forms of medical work at once. How your income is taxed, the expenses you can claim and the records you need to keep depend on your employment status, your income sources, your business structure and your individual circumstances, so advice is always tailored to you rather than applied from a template.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Our Accounting Services for Doctors in Aberystwyth

Our accounting support for doctors covers the practical areas that shape a medical career’s finances. That can include preparing and filing Self Assessment tax returns where NHS salary, private fees, locum shifts or consultancy income need to be brought together, alongside bookkeeping that keeps your records in order throughout the year rather than in a rush before a deadline. For doctors running a private practice, we can assist with annual accounts, Corporation Tax where a limited company is involved, partnership accounts, payroll, VAT where it applies, management accounts and financial reporting. We also advise on business structure, helping you weigh up sole trader, partnership and limited company arrangements in light of your income mix, and on tax planning matters such as payments on account, professional expenses, pension considerations and the timing of private work. Every engagement is structured around your circumstances, because a locum with one income stream and a consultant operating a private practice alongside NHS duties rarely need the same approach.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Frequently Face

Doctors often carry a heavier administrative load than their contracts suggest, and the tax side of medical work is rarely as simple as a payslip. The issues below come up regularly when doctors review their financial affairs, though how they apply will depend on your employment status, income sources and business structure.

  • Multiple income sources arriving in different ways. NHS salary or pension income, private fees, locum shifts and consultancy work are often paid through different routes and at different times, which makes it harder to see your true annual position and easier to overlook something at Self Assessment.
  • Distinguishing employment from self-employment. Locum and private work is not always treated the same way as salaried NHS income, and where that boundary falls affects how income is reported, what expenses may be claimed and what National Insurance position applies.
  • Identifying allowable professional expenses. Medical indemnity, GMC and specialty registration fees, professional body subscriptions, CPD and training costs, equipment and travel or mileage to temporary or private work can all be relevant, but only where they genuinely relate to your work and the rules are met.
  • Keeping records in order through the year. Invoices, receipts, mileage logs and bank statements accumulate quickly, and organised records make your tax return more reliable while reducing the last-minute scramble before a filing deadline.
  • Pension considerations and private earnings. Contribution and annual allowance questions, the interaction between NHS pension arrangements and private income, and the effect on longer-term planning are areas where medical income needs to be reviewed as a whole rather than in isolation.
  • Tax deadlines, payments on account and cash flow. Filing obligations and payments on account can create unwelcome surprises when income levels change, particularly after a year with additional locum or private work.
  • Business structure and practice finances. Deciding between sole trader, partnership and limited company arrangements matters for private practice and consultancy income, while profit shares, partnership accounts and practice overheads need attention separate from personal tax.

Why Doctors Choose CruseBurke for Accounting Support

Doctors looking for accounting support generally want three things: an adviser who understands the shape of medical income, clear answers instead of jargon, and a dependable process for keeping records and deadlines under control. That is the approach we take. We look at the full picture, from NHS salary and pension income through to private fees, locum work and consultancy arrangements, so that Self Assessment and any business accounts reflect what is actually happening in your working life. Communication is kept straightforward, with explanations of what a figure means and why it matters rather than pages of technical language. We help you keep bookkeeping in order, flag upcoming obligations in good time, and review your position as your circumstances change, whether that means moving between roles, increasing private work or restructuring how you are paid.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process to Get Started

Getting the right accounting support in place should feel straightforward. First, we take time to understand your circumstances, including the types of work you do, your income sources such as NHS salary, private fees, locum shifts or consultancy income, and how you are currently structured. Second, we review your accounting and tax requirements, looking at your existing records, filing position, expenses, business structure and any areas that need attention or clarification. Third, we put the appropriate support in place, whether that means taking on Self Assessment, bookkeeping, annual accounts, payroll or VAT work, and agreeing how and when we will keep in touch. The aim is a clear, organised arrangement that fits around clinical commitments rather than adding to them.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors in Aberystwyth

Much of the value of a specialist accountant lies in recognising what a generalist may miss. Doctors frequently hold income from several sources at once, claim expenses that sit outside the ordinary employment pattern, and make decisions about business structure that carry long-term tax consequences. Our focus on medical professionals means we are alert to those details: how NHS and private income interact, which professional costs may be allowable, how locum and consultancy income should be reported, and when a partnership or limited company arrangement may need proper accounts and filings. We combine that technical attention with practical support, including bookkeeping that keeps your records usable, Self Assessment that reflects all of your income, and advice explained in plain terms. Where your circumstances are unusual, we say so, and where treatment depends on the specifics, we work through those specifics with you.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

It depends on your circumstances. If all of your income comes from a single salaried NHS role and tax is fully collected through PAYE, you may not need much beyond occasional advice. Doctors with private fees, locum shifts, consultancy income, multiple roles, investment income or pension complexities often find a Self Assessment return is required, and that is where specialist support becomes valuable. Even where no return is due, questions about allowable expenses, business structure or pension contributions are usually worth a proper conversation rather than guesswork.

Not every doctor does, but many do. PAYE collects tax on salary, yet it cannot account for untaxed private fees, locum income treated as self-employment, consultancy work, rental or investment income, or certain pension issues. HMRC may also expect a return where you have income that PAYE has not fully covered. The right starting point is a review of all your income sources and how each one is treated, so you know whether a return is required and what it needs to include.

Locum work can be treated as employment or as self-employment, depending on the terms of the engagement, and the two are taxed differently. Where it is self-employment, income and expenses are reported through Self Assessment rather than PAYE alone. Keeping dated records of shifts worked, payments received, agency statements, travel and mileage, and any costs incurred solely for the work makes the position far easier to report accurately and to support if HMRC asks questions.

Potentially allowable costs often include medical indemnity insurance, GMC and specialty registration fees, professional body subscriptions, and training or CPD that maintains existing skills rather than opening up a new career. Equipment, professional literature and travel or mileage to temporary or private work can also be relevant. The test is whether an expense is incurred wholly and exclusively for the purposes of the work, so treatment varies between doctors and between income streams, and records need to support any claim.

Yes. A combined view of NHS salary or pension income alongside private fees, locum work or consultancy income is usually the most useful starting point, because it shows how the different streams affect your overall tax position. That picture informs your Self Assessment, the timing of payments on account, which expenses are claimable against which income, and whether your current structure still suits the way you work.

Sometimes, but not automatically. A limited company brings Corporation Tax, statutory accounts, confirmation statements and payroll obligations, and for some doctors the off-payroll working rules complicate arrangements with NHS bodies or agencies. Whether incorporation is worthwhile depends on the level and type of private income, how you are engaged, your pension position and your personal circumstances. It is worth modelling the alternatives before making a change.

It depends on your turnover and on the nature of your services. Medical services provided by registered health professionals are generally exempt from VAT, but not every income stream a doctor receives is treated the same way, and non-medical work such as certain report writing or advisory services can fall differently. Registration also brings reporting obligations, so the position should be reviewed against your own mix of income before any decision is made.

It usually starts with a conversation about your work, income sources and current arrangements, after which we set out what support you need. If you already have an accountant, the changeover is normally handled through professional clearance and a handover of records, and it often makes sense to time the move after a completed set of accounts or tax return to avoid duplication. We can talk through the practical steps and timing with you before anything is agreed.

Speak to an Expert

Bring Your Medical Income and Tax Affairs Under Control with Accountants for Doctors in Aberystwyth

When NHS payslips, private fees, locum invoices and a growing folder of receipts all sit in different places, keeping track of your tax position can feel like a second job. CruseBurke can help you pull it together, with support for Self Assessment that reflects all of your income and bookkeeping that keeps your records usable throughout the year. If you would like to talk through how your income sources and expenses fit together, our team is ready to help.