Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Balloch

Specialist accounting support designed around the working life of a doctor. From Self Assessment and NHS pay to private fees, locum bookings and consultancy income, the right accountant helps you keep accurate records, understand what you can claim, and stay on top of filing obligations without losing hours you would rather spend elsewhere. If you work in Balloch and your finances now involve more than one payslip, professional advice can make the whole picture considerably clearer.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support?

Accounting needs vary enormously from one doctor to the next, which is why we work with a broad range of medical professionals rather than applying a single template. Salaried hospital doctors on a straightforward NHS contract may simply want their Self Assessment handled, while locum doctors, private practitioners and consultants often need something more involved. GPs in partnerships or practices need a different conversation again, covering profit shares, drawings, practice accounts and the tax treatment of different income streams. We also support doctors who combine employed NHS work with private clinics, medico-legal reports, teaching, research or consultancy, and those weighing up whether a limited company or partnership structure suits their private work. Because treatment depends on your employment status, income sources, business structure and individual circumstances, the starting point is always a proper look at how your work is actually arranged.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Our Accounting Services for Doctors

Our work with doctors is built around the practical realities of medical income, which rarely arrives in one tidy form. We prepare and file Self Assessment tax returns, dealing with NHS salary and pension figures, private medical fees, locum and consultancy income, dividends and any other sources in one coherent return. For doctors in private practice, partnerships or limited companies, we handle annual accounts, Corporation Tax, partnership accounts, bookkeeping, management accounts and financial reporting, alongside payroll and VAT registration or returns where these apply. Alongside compliance, we look at tax planning: which professional costs are allowable, how to structure private work, how to time income and pension contributions sensibly, and how to keep records in a form that makes year-end straightforward. We can also advise on business structure where a doctor is deciding between sole trader status, a partnership and a limited company, and on bookkeeping systems that fit around clinical rotas rather than the other way round.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Often Face

Medical careers rarely follow a single financial track, and the tax system does not treat every source of doctor income the same way. These are the areas where doctors most often need a second opinion or a more organised approach.

  • Multiple income sources in one return: an NHS salary, private consultation fees, locum shifts, medico-legal work and teaching can all need reporting together, and each may carry different rules. Keeping them separate and clearly recorded makes the return far easier to prepare and reduces the risk of something being missed.
  • Self Assessment deadlines and payments on account: doctors with self-employed or untaxed income often need to file and pay in instalments through the year. Planning cashflow for these dates matters, particularly when private income is irregular or a first year of private practice has gone better than expected.
  • Knowing which expenses are allowable: medical indemnity cover, professional subscriptions, equipment, specialist clothing and travel between sites are common claims, but the rules are not open-ended. Training costs, for example, are treated differently depending on whether they maintain an existing specialty or prepare you for a new one.
  • Pension complexity: the NHS Pension Scheme interacts with private pension contributions and with the tax charges that can arise for higher earners. Getting the order and timing of contributions right is a planning exercise, and it needs to be considered alongside overall income rather than in isolation.
  • Choosing the right business structure: whether private work should sit under sole trader status, a partnership or a limited company depends on profit levels, risk, how many people are involved and future plans. The answer changes as a practice grows, so it is worth revisiting rather than setting once and forgetting.
  • Practice and partnership finances: GPs and consultants with a share in a practice need accounts that deal properly with profit shares, drawings, partner capital and practice expenses. Without this, it is difficult to see what the practice is really earning or to plan drawings with confidence.
  • Record keeping across a busy working week: receipts, mileage logs, indemnity renewals and subscription invoices tend to arrive at inconvenient moments. A simple, consistent bookkeeping routine is far easier to maintain than reconstructing a year of spending from bank statements.
  • VAT on private medical work: not all medical services are treated the same way, and the position can differ between types of private work. Where your activities fall outside the exemptions, registration and reporting obligations may apply.

Why Doctors Choose CruseBurke

Doctors tend to come to us for two reasons: they want their compliance handled accurately, and they want someone who understands why their tax position looks the way it does. We take the time to map out your income sources, employment arrangements and any private or practice interests before recommending anything, so the advice reflects the work you actually do rather than a generic checklist. From there, we keep your records organised, explain what is due and when, and raise planning points as they become relevant rather than at the last minute. Communication is clear and jargon-free, and we are comfortable supporting doctors with a single NHS post, a mix of employed and self-employed work, or a more complex practice structure. The aim is straightforward: fewer surprises, better records and confidence that your tax affairs reflect your real circumstances.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process

Getting your accounting in order starts with a conversation rather than a form. First, we take the time to understand your circumstances, including how you are employed, whether you have NHS income, private fees, locum work, consultancy earnings or a share in a practice, and what you would like help with. Second, we review your accounting and tax position, looking at your current records, filing obligations, expenses, business structure and any deadlines or issues that need attention. Third, we put the right support in place, whether that is Self Assessment, bookkeeping, annual accounts, payroll, VAT or ongoing tax planning, and set out clearly what we need from you and when. From that point, the relationship is ongoing and reviewed as your work changes, so the advice keeps pace with your career rather than going stale.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different

What sets us apart is the way we approach doctors’ finances as a whole rather than as a series of separate returns. We look at how NHS pay, private income, locum work and consultancy fees interact, because the tax outcome usually depends on the combination, not on any single source. That means we consider allowable professional expenses properly, question whether your current structure still fits, and make sure bookkeeping and Self Assessment are joined up rather than handled in isolation. We are equally comfortable working with a salaried doctor who wants a straightforward return prepared correctly and with a consultant building a private practice alongside NHS commitments. You get practical explanations, sensible deadlines and a clear view of what is being filed on your behalf, with advice that adapts as your role, income and plans develop.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Not every doctor does. A salaried doctor with a single NHS post, no untaxed income and no unusual circumstances may find their tax affairs are handled through PAYE. The need becomes clearer when you have self-employed or private income, locum or consultancy earnings, a share in a practice, additional untaxed income, or a pension position that needs planning. An accountant can also be useful simply to confirm that a return is correct, or that no return is required at all.

It depends on your circumstances. A doctor whose only income is taxed through PAYE may not need to file, although certain situations still trigger a filing requirement. Self-employed locum or private practice income, partnership profits, dividends, rental income, significant untaxed investment income or liability to tax charges can all mean a return is needed. The right answer comes from looking at your full income picture rather than a single source.

Locum work can be treated as employment or as self-employment, and the correct position depends on the terms of the engagement and how the work is actually carried out. That distinction affects how income is reported, what expenses can be claimed, whether National Insurance is due differently, and whether payments on account apply. Because agency and direct contracts vary, it is worth reviewing the arrangements rather than assuming one treatment applies throughout.

Common claims include medical indemnity cover, professional subscriptions such as GMC and royal college fees, essential equipment and specialist clothing, and travel or mileage for work-related journeys between sites. Training costs can be claimed where they maintain or update an existing specialty, but not generally where they qualify you for a new area of medicine. Because each item depends on why it was incurred, we review expenses individually rather than applying a blanket rule.

Yes. We regularly work with income that combines NHS salary and pension information with private fees, locum shifts, consultancy work and other sources. These are brought together in one Self Assessment return, with the different treatments handled correctly and records kept in a way that makes each source traceable. Where private work is run through a company or partnership, the accounts and returns are prepared alongside your personal tax position so the two line up.

There is no universal answer. A limited company can suit some doctors with substantial private income, particularly where profits are retained or where there are business risks to manage, but it brings additional filing, payroll, Corporation Tax and administrative obligations. For others, sole trader status or a partnership remains simpler and no less tax efficient. The decision should follow from your profit levels, plans and personal circumstances, and it is worth reviewing as your practice develops.

Medical services are often exempt from VAT, but not all private work falls within the exemption, and the position can differ between types of service. If your activities are outside the exemptions, or if you provide additional non-medical services, registration and reporting may apply. This is an area where the detail matters, so it is worth reviewing your specific activities before assuming you are outside the scope.

Yes. Much of our work with doctors is handled remotely, with documents and records shared securely and meetings arranged around clinical commitments. If you are changing accountants, we can liaise with your existing adviser, obtain the relevant records and professional clearance, and confirm your filing position before any deadlines fall due. The handover is usually straightforward, and we will set out clearly what we need from you at each stage.

Speak to an Expert

Let an Accountant Who Understands Medical Income Take the Pressure Off

If your income now comes from more than one place, whether that is NHS pay alongside private fees, locum shifts or consultancy work, keeping track of what needs declaring and what can be claimed can quietly become a burden. CruseBurke supports doctors with Self Assessment, bookkeeping and practical tax planning, so your records stay organised and your filings are prepared with your full circumstances in mind. Speak to us about your situation and we will explain how the process works and what would be involved for you.