Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Forres

Clear, specialist accounting support for doctors in Forres, covering everything from Self Assessment and allowable expenses to bookkeeping, payroll and forward tax planning. CruseBurke helps GPs, hospital doctors, consultants, locums and private practitioners make sense of NHS income, private fees and multiple income sources, so your records stay accurate and your tax position stays under control.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support?

Medical careers rarely follow one tidy path, and accounting needs tend to shift with every change of role. Our accountants specialising in doctors work with GPs and GP partners, hospital doctors and consultants, salaried doctors paid through payroll, locum doctors moving between assignments, private practitioners running their own clinics, and doctors who combine NHS work with private fees or consultancy. A salaried doctor with a single employer may only need help tightening up expense records and confirming their Self Assessment position, while a locum juggling several engagements may benefit from ongoing bookkeeping, mileage logs and support with payments on account. Practice partners face partnership accounts and profit allocation, and doctors who deliver private work through a limited company have company accounts, payroll and Corporation Tax to manage alongside their personal return. The right approach depends on your employment status, income sources, business structure and the amount of private work you take on, so we begin by understanding how you actually work rather than fitting you into a template.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Accounting and Tax Services for Doctors

Accounting for doctors needs to reflect how medical income arrives, which is rarely as straightforward as one payslip a month. CruseBurke provides Self Assessment and personal tax return preparation that brings NHS salary, locum fees, private practice income and consultancy earnings together in one coherent picture, along with a structured review of allowable professional expenses such as medical indemnity, professional body subscriptions, registration fees, training costs, equipment and business mileage. For doctors in private practice or consultancy, we can handle bookkeeping, VAT where it applies, payroll for practice staff, annual accounts and Corporation Tax if you operate through a limited company. Practice partners receive support with partnership accounts, profit shares and the tax consequences of joining or leaving a partnership, while doctors with more complex affairs can use management accounts, business structure advice and tax planning to make decisions about private work, property income or pension contributions with better information in front of them.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

The Accounting and Tax Challenges Doctors Often Face

Doctors tend to fit their financial admin around long clinical days, which is why so many accounting problems start as small administrative gaps. These are the areas that most often need attention.

  • Multiple income streams. NHS salary, locum fees, private consultations, consultancy payments and teaching income can arrive through different routes and on different schedules, which makes it easy for something to be missed at Self Assessment. Recording each stream separately keeps the overall tax position accurate and easier to follow.
  • Allowable professional expenses. Medical indemnity insurance, professional body subscriptions, registration fees and job-related training are costs doctors commonly incur, but not every payment qualifies for tax relief. Reviewing these properly helps you claim what you are entitled to without overstating expenses.
  • Travel and mileage records. Doctors frequently move between hospitals, surgeries, clinics and home visits, and the evidence needed to support a claim is often the first thing to lapse. A simple, consistent mileage log makes a real difference by the time the return is prepared.
  • Pension considerations. Contribution levels, annual allowance questions and the interaction between NHS pension benefits and private earnings can be complex, so it helps to consider pension decisions alongside your wider tax position rather than in isolation.
  • Record keeping and deadlines. Paperwork tends to pile up during busy clinical periods, leaving little time to gather receipts, bank statements and income summaries before a filing date. Ongoing bookkeeping removes that last-minute scramble.
  • Choosing the right business structure. Whether sole trader, partnership or limited company suits you best depends on your income levels, private work and longer-term plans. A structure that worked well a few years ago may no longer fit.
  • VAT and private work. Where private or non-standard services are involved, VAT treatment can raise questions about registration and record keeping, and it is easier to address this before it becomes an issue.

Why Doctors in Forres Choose CruseBurke

Doctors often come to us because their financial affairs have outgrown a generalist approach. CruseBurke offers accounting support shaped around medical careers, where NHS income, private fees, locum contracts and consultancy work can sit alongside each other and change from year to year. We take the time to understand your working arrangements before recommending anything, explain the tax treatment in plain language rather than jargon, and keep your records organised so that Self Assessment, business accounts and any VAT or payroll obligations are dealt with in a planned way. Just as importantly, we make ourselves available for the questions that come up between deadlines, from whether a course fee is deductible to how a new private clinic might affect your structure. Our aim is straightforward, practical support that fits around clinical life and helps you stay compliant with confidence.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process

Getting the right accounting support should not feel like another administrative burden. It starts with an initial conversation about how you work, covering your NHS income, private fees, locum or consultancy arrangements, any practice partnership and how your records are currently kept. From there we review your accounting and tax requirements in detail, looking at your existing returns, expense claims, bookkeeping set-up and business structure so we can identify what needs attention and what is already working well. The final step is putting support in place, whether that means preparing and filing your Self Assessment, running your bookkeeping, handling payroll and VAT, preparing annual accounts or advising on structure and tax planning. As your circumstances change, whether you take on more private work or step back from a partnership, the arrangement can be adjusted to match.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors?

What sets CruseBurke apart is the way we connect the different sides of a doctor’s financial life instead of treating them as separate jobs. Medical income rarely sits in one place, so we look at your NHS earnings, private practice fees, locum payments and consultancy income together, then consider how your expenses, pension position and business structure interact with the tax you actually pay. That joined-up view means expense claims are reviewed with professional context, bookkeeping is set up to capture the income streams that matter, and Self Assessment is prepared with an eye on planning rather than simply reporting the past. For doctors operating through a limited company or partnership, we can bring company accounts, Corporation Tax, payroll and partner profit shares into the same conversation as your personal return. If your circumstances change, the advice changes with them, and everything is explained in clear, jargon-free language you can act on.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Not every doctor does, and it depends largely on your circumstances. If you are salaried with a single employer and straightforward tax affairs, your position may be manageable on your own. Once you take on locum work, private practice income, consultancy fees, a practice partnership or a limited company, the compliance and planning demands increase considerably. An accountant can help ensure income from every source is reported correctly, expenses are claimed appropriately and your structure still suits what you are doing.

It depends on your income sources and how you are paid. Salaried doctors taxed entirely through PAYE may not need to file, although many still do because of private work, locum income, rental income, higher-rate pension adjustments or HMRC correspondence. Locums are often treated differently again, depending on the nature of their engagements. We review your situation and confirm whether a return is required and what needs to go on it.

NHS salary is usually taxed through PAYE, while private fees, locum payments and consultancy income are typically reported through Self Assessment, with tax payable separately. Because the two are calculated together, additional income can also affect payments on account and, in some cases, pension contributions. Keeping private income recorded separately throughout the year makes the return far easier to prepare accurately.

Common claims include medical indemnity insurance, professional body subscriptions, registration fees, job-related training and professional development, specialist equipment, and business travel or mileage between sites. Whether a particular cost qualifies depends on the reason it was incurred and your employment or business position. We review your expenditure in context so you claim what is genuinely allowable and can support it if HMRC asks questions.

Yes. Locum doctors often have several engagements running at once, each with different payment arrangements and tax treatment. We can help you track income across assignments, decide how to record expenses and travel, and consider whether your current structure still makes sense as your workload changes. It is also worth reviewing your position if you work through an agency or take on longer-term contracts.

That depends on your level of private income, how the work is structured, your pension position and your personal plans, so there is no single answer that fits everyone. A limited company can suit certain consultancy and private practice arrangements, but it brings additional obligations including company accounts, payroll and Corporation Tax. We look at the numbers and the wider picture before recommending a structure.

Yes. Practice partnerships involve partnership accounts, profit allocation between partners, and individual tax returns that reflect each partner's share. Changes in the partnership, such as a new partner joining or a partner retiring, also have tax implications worth planning for in advance. We can prepare the accounts and make sure the personal returns align with them.

Many doctors prefer to handle their accounting digitally because their working hours make face-to-face meetings difficult. Records can be shared securely online, questions answered by email or call, and documents signed electronically, while still receiving the same level of attention and advice. How you choose to work with us is flexible and can be adapted as your circumstances change.

Less than most people expect. Once you decide to move, we can contact your existing accountant for the information we need, review your current position and confirm what records are required. If you are partway through a tax year, we will make sure nothing is missed in the handover. The aim is a smooth transition with no gaps in your compliance.

Speak to an Expert

Keep Your Medical Finances in Order With Accountants for Doctors in Forres

If NHS pay, private fees and locum income are arriving from different directions, keeping the paperwork straight can feel like a second job. CruseBurke provides accounting support for doctors that brings those income streams together, with careful Self Assessment preparation and a proper review of professional expenses such as indemnity cover, subscriptions and mileage. Sharing your circumstances with us is the simplest way to see where your tax position stands and what needs attention next, so get in touch when you are ready to talk it through.