Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Haverfordwest

Specialist accounting support for doctors in Haverfordwest who need their tax affairs handled properly. Whether you are a GP, hospital doctor, consultant, locum or private practitioner, your income can come from several directions at once — NHS pay, private fees, locum sessions, medico-legal reports or consultancy work — and each one carries its own record-keeping and reporting obligations. We help you keep Self Assessment on track, understand which professional expenses you can claim, and stay confident that your books and tax position reflect what you actually do. If you are looking for Accountants for Doctors in Haverfordwest, the starting point is a proper conversation about how your work is structured.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support?

Doctors do not all face the same accounting picture, and treating them as though they do is where problems usually start. A salaried hospital doctor on PAYE may only need support with Self Assessment for a modest amount of private work, while a locum GP covering sessions across several practices has a very different set of records, expenses and filing obligations to stay on top of. We work with GPs, hospital doctors and consultants, locum and salaried doctors, private practitioners building a patient list, and doctors who combine NHS work with private practice, medico-legal or teaching income. Their accounting needs divide along fairly predictable lines — how many income sources they have, whether they are employed, self-employed or both, whether they work alone, in a partnership or through a limited company, and how much of their professional life generates non-NHS fees. Some need little more than an accurate tax return each year; others need bookkeeping, payroll, VAT advice and ongoing tax planning. Part of our job is working out which of those applies to you before anything else is put in place.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Accounting and Tax Services for Doctors in Haverfordwest

Our work with doctors begins with the tax return and rarely stops there. Self Assessment sits at the centre of it for most doctors with private, locum or consultancy income, and we prepare and file returns that properly reflect NHS pay, private fees and any other professional income, including the treatment of payments on account and any overlap with your PAYE position. Alongside that, we can handle bookkeeping and record keeping so that income and costs are captured accurately through the year rather than reconstructed in a rush at the end of January. Where you run a private practice or other medical business, we prepare annual accounts and financial reporting that give you a clear view of performance, along with management accounts if you want periodic insight rather than a single annual snapshot. Corporation Tax and company accounts are relevant if you operate through a limited company, while partnership accounts and profit allocation matter if you work alongside other practitioners. Payroll support covers practice staff and, in some cases, paying yourself, and VAT advice helps you judge whether registration is required or whether your medical services fall outside the scope. We also advise on business structure — sole trader, partnership or limited company — and on practical tax planning around expenses, timing of income and pension contributions, flagging clearly when a matter calls for regulated pension or investment advice.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors in Haverfordwest May Face

Doctors often carry a level of tax complexity that their pay slips do not reveal. NHS employment, private fees, locum sessions and consultancy work can all sit in the same year, and each element brings its own reporting, evidence and timing issues.

  • Multiple income sources interacting unpredictably. When NHS pay, private fees and locum income arrive together, tax codes, payments on account and the final balancing figure can be difficult to predict. Getting this wrong affects cash flow as much as it affects compliance, and it is one of the most common reasons doctors are surprised by a bill.
  • Self Assessment with little room for error. Registration, reporting deadlines and payments on account all apply, and the penalties for late or inaccurate filing are applied automatically. Doctors who have only recently started private or locum work are often unaware that HMRC needs to be told, or that an existing tax code may not account for the additional income.
  • Deciding which expenses are genuinely allowable. Medical indemnity and defence union cover, GMC and professional body subscriptions, required training and continuing professional development, protective clothing, specialist equipment and business mileage can all be relevant, but only where incurred wholly and exclusively for the work and supported by records. Mixed personal and professional use needs apportioning rather than guessing.
  • Keeping records across several income streams. Theatre lists, clinic sessions, home visits, mileage logs, agency statements and private invoices all generate paperwork that has to be reconciled. Without a consistent system, deductions are missed and the year-end becomes an exercise in reconstruction.
  • Choosing the right business structure. Whether to work as a sole trader, within a partnership or through a limited company depends on your income level, your mix of work and your long-term plans. Acting through a company can also bring off-payroll working rules into play for some engagements, so the decision needs proper thought rather than habit.
  • Pension considerations affecting the tax position. NHS Pension Scheme contributions, annual allowance questions and any additional private pension saving can influence both your tax liability and your planning. These are areas where we can identify the issues and coordinate with a suitably regulated adviser.
  • Practice and partnership finances. Private practices and GP partnerships bring profit allocation, staff payroll, VAT questions and the need for accounts that partners can rely on. A muddled set of partnership figures creates disagreement, and it can also create tax exposure.

Why Doctors in Haverfordwest Choose CruseBurke

Doctors tend to have limited time and a low tolerance for vague answers, so our approach is built around clarity. We take the time to understand how you actually work — NHS employment, private practice, locum sessions, consultancy, teaching or a combination — and explain your position in plain language rather than jargon. You get accounting and tax support that is organised around your circumstances, with records kept in good order, deadlines monitored, and advice that reflects the real decisions doctors face: what to claim, how to structure income, when to register for VAT, how to handle a partnership or company, and what to do when something changes mid-year. We communicate proactively rather than only appearing when something is due, and we are equally comfortable supporting doctors who work remotely or whose professional life spans more than one setting. Above all, we are honest about the boundaries of our advice — where a question genuinely needs a regulated pension, investment or legal specialist, we say so.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process for Getting Started

Getting your accounting onto a proper footing should not be complicated, and we keep the first stages straightforward. First, we have an initial conversation about your circumstances — how you work, where your income comes from, whether that includes NHS pay, private fees, locum shifts, consultancy or teaching, and what is already in place. Second, we review your accounting and tax position, looking at your income sources, current records, filing history, expenses and structure, and identify what needs attention now and what can be planned for later. Third, we set up the right support for you, whether that is simply preparing an accurate Self Assessment, taking on bookkeeping and payroll, preparing annual accounts or company filings, or providing ongoing advice as your work changes. You will know what we need from you, what we will handle, and when things are due.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

The difference lies in the detail. Doctors’ tax affairs rarely fit a standard template, because employment and self-employment often sit side by side, expenses straddle professional and personal use, and income timing varies with rotas, sessions and private lists. We build the accounting around that reality: understanding each income stream on its own terms, making sure allowable expenses are captured and evidenced properly, keeping bookkeeping current, and preparing Self Assessment, accounts and filings that hold up to scrutiny. Where your circumstances change — taking on more private work, reducing NHS sessions, joining or leaving a partnership, incorporating a business, or taking on practice staff — we adapt the advice rather than applying the same answer each year. We also recognise when a question crosses into pension, investment or legal territory and needs the right specialist alongside us. The result is accounting support that is practical, current and matched to how you actually earn your income.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Many doctors can prepare a simple return themselves, and there is nothing wrong with doing so. The question is whether your circumstances are still simple. Once private fees, locum income, consultancy or medico-legal work are added to NHS pay, the interaction between your tax code, payments on account and the balancing charge becomes harder to predict, and expenses have to be classified correctly. A specialist accountant is not essential for everyone, but it becomes valuable when your income sources multiply, your structure changes, or the cost of getting something wrong outweighs the cost of the support.

Your NHS salary is usually taxed through PAYE, but HMRC generally still expects a Self Assessment return where you have additional untaxed income or gains above the relevant reporting levels. The private element is reported on the return, and the tax already paid through PAYE is credited against your overall liability. The complication tends to appear in payments on account and in the accuracy of your tax code, which is why doctors with a growing private practice often benefit from a review partway through the year rather than only at filing time.

Locum doctors are usually treated as self-employed for tax purposes, which means reporting income on Self Assessment, keeping records of every session and payment, and retaining evidence for the costs of doing the work. Travel between sites, agency fees, indemnity cover, professional subscriptions and equipment can all be relevant, subject to the usual rules. If you work through a limited company or an agency, off-payroll working rules may also apply to some engagements, so it is worth checking how each contract is structured rather than assuming the position is the same across the board.

The general principle is that a cost must be incurred wholly and exclusively for the purposes of the work. In practice this often includes medical indemnity and defence union subscriptions, GMC and royal college or professional body fees, mandatory training and continuing professional development, specialist equipment and, where relevant, business mileage or travel between work locations. Costs with a personal element, such as home office use or a phone, usually need apportioning. Because the treatment depends on your employment status and the nature of the cost, it is worth reviewing your outgoings properly rather than assuming a standard list applies.

There is no single right answer, and the choice depends on your income level, how many people you work with, how much private or commercial activity you undertake, and what you plan to do over the next few years. Sole trader status is straightforward and suits doctors with modest additional income; a partnership is common in general practice and shared private practice; a limited company can suit certain private and consultancy arrangements, though it brings filing, payroll and possibly off-payroll working considerations. We can talk through the practical and tax consequences of each before you commit.

Many medical services provided by registered health professionals are exempt from VAT, and NHS income generally sits outside the scope, so registration is often not required. However, VAT depends on the nature and level of what you supply, and non-medical or commercial activities — such as certain reports, medico-legal work, product sales or training — can change the picture. If your turnover from taxable activities approaches the registration threshold, it is worth reviewing the position in advance rather than after the fact.

Yes. Doctors increasingly combine NHS sessions with private clinics, consultancy, teaching or medico-legal work, and much of the accounting is about keeping those streams clearly separated and properly reported. We can work with you remotely, using secure document sharing for records and invoices, and we are just as comfortable supporting a doctor whose professional activity spans several settings as one who works from a single base.

Switching tends to be more straightforward than doctors expect. We ask for details of your current position, your existing accountant is contacted for professional clearance and the relevant records, and we review what is in place before taking over the filing obligations. If your accounts or returns are already overdue, that is worth raising early so the position can be handled properly. Once the handover is complete, you have a single point of contact for your accounting and tax matters going forward.

Speak to an Expert

Take the Pressure Off Your Tax Affairs — Accountants for Doctors in Haverfordwest

If your income now comes from more than one place — NHS pay alongside private fees, locum sessions or consultancy work — the year-end can quickly become a scramble of missing receipts and uncertain figures. CruseBurke helps doctors in Haverfordwest bring order to that, with Self Assessment prepared accurately and bookkeeping that keeps your records current rather than reconstructed in January. A short initial conversation is usually enough to show you where the gaps are and what needs attention first.