Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Hawick

Specialist accounting support can take much of the pressure out of managing tax and finances alongside a demanding clinical career. Whether you are a salaried hospital doctor with NHS income, a GP partner, a locum working across several contracts, or a consultant building private practice income, the right accountant can help you keep accurate records, complete your Self Assessment correctly, and understand how your professional costs are treated for tax. That includes medical indemnity, professional subscriptions, training and professional development, equipment, and travel or mileage, each of which can depend on whether the cost relates to your employment or to self-employed work. With accountants for doctors in Hawick, you get advice shaped around how doctors actually earn, rather than a generic tax return service.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

Posted on Google Google
Jamie Fletcher profile picture
Jamie Fletcher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
Posted on Google Google
Mansur Liman profile picture
Mansur Liman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
Posted on Google Google
Muna Mohamoud profile picture
Muna Mohamoud
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
Posted on Google Google
Sergey M profile picture
Sergey M
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
Posted on Google Google
Ebba Qureshi profile picture
Ebba Qureshi
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
Posted on Google Google
Mael Leboucher profile picture
Mael Leboucher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
Posted on Google Google
3rd Hub profile picture
3rd Hub
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
Posted on Google Google
Martin Tyrrell profile picture
Martin Tyrrell
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
Posted on Google Google
Matthew Lyon profile picture
Matthew Lyon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Which Doctors Do We Support?

Accounting needs vary enormously between doctors, and they often shift as a career develops. A salaried hospital doctor on PAYE with a small amount of private or medico-legal income has very different requirements from a GP partner responsible for practice accounts, or a consultant running a private clinic alongside an NHS post. We support GPs and GP partners, hospital doctors, consultants and specialty doctors, locum doctors working through agencies or directly with trusts and practices, salaried doctors with additional untaxed income, private practitioners, and doctors who deliberately combine NHS and private work in a single year. Others come to us while teaching, examining, writing, or carrying out expert witness work. What matters is that your accounting is built around your actual mix of income sources, your employment status, whether you work alone or in a partnership, and whether a limited company or another structure sits behind any of your work. Because off-payroll working rules, partnership profit shares and pension tax charges affect doctors in different ways, we start by understanding your circumstances rather than applying a one-size-fits-all approach.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Accounting and Tax Services Built Around Medical Careers

The core of our work for doctors is getting the tax position right and keeping it right. That usually begins with Self Assessment, where NHS salary, private fees, locum earnings, consultancy income and any other taxable income are brought together into a single return, and where payments on account may need careful management if you have untaxed income. Where you are self-employed, we prepare annual accounts and tax returns for sole traders, partnerships and limited companies, including GP practice and partnership accounts where profits are shared between partners. Bookkeeping sits underneath all of this, keeping your records tidy and giving you a clear picture of income and expenditure rather than a last-minute scramble before the filing deadline. For doctors operating through a limited company, we handle statutory accounts, Corporation Tax, director payroll and dividend planning, while also considering whether off-payroll working rules may apply to engagements with NHS bodies or other public authorities. VAT registration and returns are relevant where private practice income, medico-legal work or consultancy fees breach the registration threshold, and payroll support covers practice staff as well as your own salary where applicable. Alongside compliance, we provide tax planning and management accounts so you can see how your income, expenses, pension contributions and business structure interact, and make decisions with the numbers in front of you. Because Scottish taxpayers pay Scottish Income Tax on non-savings income, the bands and rates that apply to earnings can differ from elsewhere in the UK, and this is factored into the advice we give.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

The Accounting and Tax Challenges Doctors Commonly Face

Doctors rarely have a single, simple source of income, and that is usually where the tax complications begin. These are the areas that tend to cause the most difficulty.

  • Multiple income sources arriving in different formats. NHS payslips, private practice invoices, locum timesheets, teaching fees and consultancy income each arrive separately and are taxed in different ways, which makes it easy to overlook a payment or misreport it. Bringing everything into one accurate return is often the first real challenge.
  • Working out which expenses are genuinely allowable. Rules for employees are stricter than for the self-employed, so medical indemnity, professional subscriptions, training and equipment may be treated differently depending on how the income is earned. Training that maintains existing skills is generally treated differently from training that equips you for a new role.
  • Self Assessment deadlines and payments on account. Where tax is not fully collected through PAYE, HMRC expects payments on account, and a large private income year can trigger a bigger bill than expected. Planning for this in advance avoids unpleasant surprises.
  • Employment status and locum work. Whether a locum engagement is treated as employment or self-employment depends on the working arrangements, and limited company contractors working for NHS bodies may fall within off-payroll working rules. Getting this wrong can be costly to unwind.
  • Practice and partnership finances. GP partners and doctors in partnership need partnership accounts, agreed profit-sharing arrangements and clear records of drawings, capital and practice expenses, which is quite different from filing a personal return.
  • Pension tax considerations. The NHS Pension Scheme is a defined benefit arrangement, so contribution and benefit calculations are not straightforward, and annual allowance charges can arise where pension growth exceeds the allowance, particularly at higher income levels or where the tapered allowance applies.
  • Keeping records organised throughout the year. Receipts, mileage logs, indemnity renewals and subscription payments are easy to lose track of when clinics run late, and poor record keeping usually costs time and money at filing time.

Why Doctors Choose CruseBurke for Their Accounting

Doctors choose an accountant because they want the tax position handled properly and explained in plain language, not buried in jargon. We focus on the areas that genuinely affect medical professionals: how NHS income interacts with private fees, how locum and consultancy earnings are reported, which professional costs can be claimed, and how pension contributions and business structure influence the overall picture. Because circumstances differ from doctor to doctor, advice is tailored rather than templated. A salaried doctor with a modest private income may need little more than a well-prepared return and a clear explanation of payments on account, while a GP partner or a consultant with a limited company may need annual accounts, Corporation Tax, payroll, VAT and ongoing tax planning working together. We keep communication clear and timely, work from organised records so nothing is missed, and make sure you understand what is due, when it is due and why. If your working arrangements change, whether through a new contract, a move into private practice or a decision to incorporate, we can adjust the support accordingly rather than starting again from scratch.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process for Getting Started

Getting your accounting onto a proper footing does not need to be complicated, and the process is designed to fit around clinical commitments. The first step is a conversation about your circumstances: how you earn, whether that means NHS salary, private practice fees, locum shifts, consultancy work, partnership profits or a combination of these, and how your income is currently structured. The second step is a review of your accounting and tax requirements. That covers your existing records and returns, any outstanding filing obligations, allowable expenses you may not be claiming, whether Self Assessment, partnership accounts, limited company accounts, VAT or payroll are relevant, and where tax planning could make a difference. The third step is putting the right support in place: agreeing what we will handle, how records will be shared and stored, and when key deadlines fall, so your filing and bookkeeping run smoothly from that point onwards. If you are moving from another accountant, we manage the handover, including professional clearance and transfer of your records.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

What sets our approach apart is the starting point: we look at how doctors actually work before deciding how the accounting should be structured. That means recognising that a doctor’s tax position can change significantly between years, particularly where private income grows, where locum work replaces a salaried post, or where a partnership share begins. We handle the practical side well, including bookkeeping, Self Assessment, annual accounts, Corporation Tax, payroll and VAT, but we also spend time on the questions that matter more to doctors in the long run: whether incorporation is sensible given off-payroll working rules, how professional expenses should be categorised, how pension contributions interact with the annual allowance, and what a change in working pattern means for tax. Advice is given in clear language, with the reasoning explained, so you can make informed decisions about your career and finances together. You get a consistent point of contact, organised records, and support shaped around your own mix of NHS, private, locum or consultancy income rather than a fixed package.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Some doctors with straightforward PAYE income and no additional earnings may manage perfectly well alone. The picture changes once you have private fees, locum income, medico-legal or consultancy earnings, a partnership share, or property and investment income on top of your NHS salary. At that point the return involves multiple sources, possible payments on account, and expense claims where the rules differ between employment and self-employment. An accountant helps ensure the return is complete and accurate, that you are claiming what you are entitled to, and that you are not caught out by a larger tax bill than you expected.

Yes. Self Assessment captures all of your taxable income for the year, so NHS salary, private practice fees, locum earnings, consultancy income and any other taxable amounts are reported together, even though they arise in different ways. Your NHS pay is normally taxed through PAYE, and the return reconciles that with everything else. Where a meaningful amount of tax has not been collected at source, HMRC will usually expect payments on account towards the following year, which is worth planning for in advance.

It matters a great deal. Self-employed doctors can generally claim costs incurred wholly and exclusively for the business, while employees must meet a stricter test that the cost is incurred wholly, exclusively and necessarily in performing their duties. Costs that commonly come up include medical indemnity insurance, registration and professional body subscriptions, professional equipment, specialist clothing, and travel or mileage to temporary or business locations. Training that maintains your existing professional skills is usually treated differently from training that qualifies you for a new area of work. Because each case turns on your own circumstances, it is worth checking before you claim.

It depends on how the engagement is structured. Some locum work is paid through PAYE by an agency or directly by the practice or trust, while other arrangements are treated as self-employment, requiring you to report income and expenses, possibly register for VAT if turnover is high enough, and keep records that support your expenses. Where a locum works through their own limited company for an NHS body, off-payroll working rules may affect how the engagement is taxed. We review the contracts and working practices before advising, because the same job title can lead to different tax outcomes.

There is no single right answer, and the choice depends on your income level, how many engagements you take on, whether you work with others, and whether off-payroll working rules are likely to apply to your contracts. A sole trader structure is simple and often adequate for modest private or locum income, a partnership suits doctors sharing a practice, and a limited company can offer flexibility on profit extraction and timing where the rules allow. We compare the practical and tax consequences of each option for your situation before you commit.

The NHS Pension Scheme is a defined benefit arrangement, so the value of the pension growth in a year, rather than simply the contributions paid, determines whether an annual allowance charge may arise. At higher income levels the tapered annual allowance can reduce the amount available, and unused allowances from earlier years may be carried forward in some circumstances. This is a complex area where the detail matters, so we look at your overall income and pension position together and, where appropriate, work alongside your pension or financial adviser.

Yes to both. Much of our work is done through secure document sharing and virtual meetings, which suits doctors with unpredictable schedules and those who prefer not to travel. Switching accountants is normally straightforward at any point in the year: we contact your current accountant for professional clearance, obtain the relevant records and prior returns, and confirm with HMRC that we are acting on your behalf. If there are overdue filings, we deal with those as part of the handover rather than leaving them for you to resolve.

It helps to have your most recent tax return, any self-employment or partnership accounts, your NHS and private income statements, details of professional expenses such as indemnity and subscriptions, pension information, and records of any equipment, mileage or home office costs. If your records are incomplete, that is not a barrier: part of the initial review is establishing what exists, what is missing, and how to keep things organised going forward. Once that picture is clear, we can confirm which services you need and how they will be delivered.

Speak to an Expert

Juggling NHS Payslips, Private Fees and Locum Income? Bring Your Tax Under Control With Accountants Who Understand Medical Careers. We Handle the Detail So You Can Focus on Patients.

Doctors rarely have one tidy source of income, and the paperwork tends to arrive from several directions at once: NHS payslips, private practice fees, locum timesheets, indemnity renewals and subscription receipts, all of which need to be accounted for accurately by the filing deadline. CruseBurke provides accounting support for doctors in Hawick, from Self Assessment and expense claims through to bookkeeping that keeps your records in order across the year, with advice shaped around your own mix of NHS and private work. If you would like a clear, no-pressure conversation about how your income and expenses should be handled, our team is ready to help.