Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Appleby In Westmorland

Specialist accounting support built around the way doctors actually earn. Whether your income comes from NHS employment, private practice, locum sessions, consultancy work or a combination of all three, CruseBurke can help you keep accurate records, meet your Self Assessment obligations and plan ahead with confidence. From bookkeeping and annual accounts to expense reviews and tax planning, we work with doctors in Appleby In Westmorland to make their financial affairs clearer, better organised and easier to manage alongside a demanding clinical career.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

Posted on Google Google
Jamie Fletcher profile picture
Jamie Fletcher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
Posted on Google Google
Mansur Liman profile picture
Mansur Liman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
Posted on Google Google
Muna Mohamoud profile picture
Muna Mohamoud
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
Posted on Google Google
Sergey M profile picture
Sergey M
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
Posted on Google Google
Ebba Qureshi profile picture
Ebba Qureshi
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
Posted on Google Google
Mael Leboucher profile picture
Mael Leboucher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
Posted on Google Google
3rd Hub profile picture
3rd Hub
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
Posted on Google Google
Martin Tyrrell profile picture
Martin Tyrrell
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
Posted on Google Google
Matthew Lyon profile picture
Matthew Lyon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Which Doctors Do We Support?

Doctors rarely fit neatly into one financial box. A salaried hospital doctor on PAYE may have a straightforward tax return one year and additional private income the next. A GP partner has partnership accounts, profit shares and practice expenses to consider, while a locum consultant may be dealing with several income sources, irregular pay dates and a long list of professional costs to claim. Private practitioners and consultants running their own clinics have bookkeeping, billing and possibly VAT to think about, and many doctors combine NHS work with private or medicolegal income in the same tax year. CruseBurke supports GPs, hospital doctors, consultants, locum doctors, salaried doctors, private practitioners, and doctors who blend NHS and private work. Because tax treatment depends on your employment status, your income sources, your business structure and your individual circumstances, we take the time to understand your particular position before recommending anything. If you are based in or around Appleby In Westmorland and your finances have become more complex than a single payslip, specialist accounting support can help.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Our Accounting Services for Doctors

Our work with doctors centres on the areas that cause the most confusion, and the most unnecessary admin. That typically includes Self Assessment tax returns that bring together NHS pay, private fees, locum income and consultancy earnings into one accurate picture, along with a careful review of the expenses you may be entitled to claim. We can look at medical indemnity insurance, professional subscriptions and registration fees, training and continuing professional development costs, equipment, professional books and journals, and travel and mileage connected with your work, making sure each claim is properly supported by records. For doctors running a private practice, a clinic or a consultancy, we can provide bookkeeping, management accounts and annual accounts, help with VAT registration and returns where relevant, and advise on business structures, including whether a limited company or partnership arrangement suits your circumstances. We also handle payroll where you employ staff, partnership accounts where you work alongside colleagues, Corporation Tax for incorporated practices, and forward-looking tax planning around your income, pension contributions and drawing strategy. Not every service applies to every doctor, and we will only recommend what is genuinely relevant to how you work.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Often Face

Doctors tend to carry a tax burden that is more complicated than the average taxpayer's, largely because income arrives from several directions at once. These are some of the issues we see most often.

  • Multiple income streams in one tax year. NHS salary, private fees, locum shifts, medicolegal reports and teaching income can all land in the same return, and each source may be taxed differently. Missing a source or reporting it incorrectly can lead to enquiries, penalties and avoidable stress.
  • Determining what counts as an allowable professional expense. Medical indemnity cover, GMC and specialist registration fees, Royal College subscriptions, mandatory training and CPD are common claims, but the rules are specific. Getting the distinction right between allowable and personal costs matters.
  • Travel and mileage records. Home-to-work travel is generally not allowable, while travel between sites, to clinics or to training events often is. Without proper records, legitimate claims can be lost.
  • Keeping records in order across the year. Busy rotas, on-call commitments and shift work leave little time for filing receipts. Reconstructing a year of expenses at the Self Assessment deadline is slow, stressful and more likely to result in underclaimed relief.
  • Understanding pension considerations. Annual allowance charges and contribution limits can affect high-earning doctors, and the interaction between NHS pension arrangements and additional private income is not always straightforward.
  • Choosing the right business structure. Whether private work is best held personally, through a partnership or within a limited company depends on your income levels, your exposure to risk and your long-term plans, not on a generic template.
  • Managing partnership and practice finances. GP partners and doctors in shared practices deal with profit shares, practice expenditure, drawings and capital accounts, all of which need accurate accounting to avoid disputes and surprises.
  • Meeting filing and payment deadlines. Registration, filing and payment dates do not move because you are on annual leave or covering a colleague's rota, so planning ahead is essential.

Why Doctors Choose CruseBurke

Doctors come to CruseBurke because they want an accountant who already understands the shape of a medical career, rather than one who needs the basics explained each year. We recognise that a doctor’s tax position changes over time, moving between training grades, salaried posts, partnerships and private work, and that each stage brings different accounting requirements. Our approach is practical and plain-speaking. We explain what is required, why it matters and what information we need from you, without burying you in jargon or chasing you for paperwork you were never told to keep. We help you build a clear record of your income and expenses, prepare and review Self Assessment returns across multiple income sources, and keep your compliance obligations on track so nothing is overlooked. Where your circumstances are changing, whether you are taking on private sessions, reducing NHS hours, joining a partnership or setting up a limited company, we can talk through the accounting and tax implications before you commit. The result is financial admin that is organised, understandable and appropriate to the way you work, delivered with clear communication throughout the year rather than once every January.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process for Getting Started

We keep the onboarding process straightforward, because we know your time is limited. First, we have an initial conversation about how you work and where your income comes from, covering NHS salary, private fees, locum sessions, consultancy work, partnership profit shares or any combination of these, along with your professional expenses and any existing accounting arrangements. Second, we review what you currently have in place: your previous returns, bookkeeping records, business structure and any outstanding compliance matters, so we can identify what needs attention and where information is missing. Third, we put an appropriate level of accounting support in place, whether that is preparing and filing a Self Assessment return, setting up a simple bookkeeping routine, preparing annual accounts and Corporation Tax computations, or providing ongoing tax planning and advice as your circumstances develop. Throughout, you will know what is happening, what is needed from you and when.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

What sets our approach apart is that we treat each doctor’s financial position as genuinely individual. A locum working through several agencies, a consultant building a private practice, a GP partner in a multi-doctor practice and a salaried doctor with a small amount of medicolegal income all have different reporting requirements, different allowable expenses and different planning opportunities. We start by mapping your income sources and obligations, then build the accounting around them rather than forcing your circumstances into a standard package. That means careful attention to how NHS and private income are reported, thorough reviews of professional expenses such as indemnity cover, registration and subscription costs, and clear guidance on record keeping that is realistic to maintain between clinical commitments. Where you operate through a limited company or partnership, we handle the associated accounts, payroll, VAT and Corporation Tax requirements. And because tax treatment depends on your employment status, income mix, structure and personal circumstances, we explain the reasoning behind our advice rather than issuing one-size-fits-all instructions. The aim is simple: financial information that is accurate, compliant and useful to you in making decisions about your career.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Not every doctor does. If your only income is a single NHS salary taxed through PAYE and you have no private work, your tax affairs may be straightforward enough to manage yourself. An accountant becomes far more valuable once you have more than one income source, such as locum shifts, private fees, medicolegal or consultancy income, or partnership profits. At that point, the risk of a missed expense claim, an incorrectly reported income stream or a late filing penalty usually outweighs the cost of professional support. Doctors whose pension position is complex or whose income varies significantly year to year also often benefit from a second pair of eyes.

Common claims include medical indemnity insurance, GMC and specialist registration fees, Royal College and professional body subscriptions, mandatory training and continuing professional development, professional books and journals, and travel between work sites or to training that is not ordinary commuting. What is allowable depends on whether the cost was incurred wholly and exclusively for your work and, in the case of employment, whether it is refundable by your employer. Because the rules differ between employed, self-employed and incorporated work, it is worth having your specific expenses reviewed rather than assuming a standard list applies.

Locum work is often treated as self-employment, which means you may need to register for Self Assessment and report that income alongside any NHS employment. If you work through an agency, the payroll arrangements can vary, and some locum doctors are taxed through PAYE by the agency instead. Where you are self-employed, you can usually deduct allowable business expenses before tax, and you may need to keep records of mileage, equipment and professional costs. Because the classification of locum arrangements differs, it is important to confirm how your particular contracts are set up.

Yes, this is one of the most common situations we assist with. NHS salary is taxed through PAYE, while private fees, clinic income or medicolegal work are typically reported through Self Assessment, and the two need to be brought together accurately on one return. We help reconcile your P60 and payslips with your private income records, review the expenses relating to each stream and make sure the right amounts are reported. If your private work is significant, we may also discuss whether operating through a limited company or partnership is worth considering.

There is no universal answer. The right structure depends on your level of private income, your attitude to risk, your plans for how long you will continue the work, your pension position and how you wish to take money out of the business. A limited company can offer different tax and profit extraction options but brings additional filing, payroll and accounting obligations. Partnerships suit doctors working together in a practice or shared private arrangement but require clear profit-sharing and capital account records. We look at your individual circumstances before recommending a structure.

Whether VAT applies depends on the nature of the services you provide and your turnover. Some medical services are exempt, while others may be standard-rated, and the position can differ for cosmetic procedures, reports, teaching and consultancy. Registration is compulsory once your taxable turnover exceeds the relevant threshold, and voluntary registration can sometimes be worthwhile. Because the rules are nuanced, VAT should be assessed against your specific services rather than assumed either way.

Yes. Doctors frequently arrive with incomplete bookkeeping, unfiled returns or correspondence from HMRC that has gone unanswered because of work pressures. The first step is usually a review of what has been filed, what is outstanding and what records exist. From there we can help bring matters up to date, prepare the necessary returns and set up a simpler routine going forward. It is generally better to address outstanding matters sooner rather than let them accumulate, as penalties and interest can build over time.

Many doctors prefer to work remotely, sharing documents securely and communicating by email, phone or video around their rota. Others value an in-person meeting. Either way, the accounting work is the same. Changing accountants is usually straightforward: you simply inform your current accountant and provide us with authorisation to act, and we can request the relevant information on your behalf. We will review your existing position as part of the onboarding process so nothing is missed during the transition.

Speak to an Expert

Get Your Doctor Finances Properly Organised with Accountants for Doctors in Appleby In Westmorland

Juggling NHS payslips, private fees, locum income and a folder of unclaimed professional expenses is a recipe for overpaying tax and filing late. CruseBurke can bring your Self Assessment together accurately, review the expenses you are entitled to claim, and keep your bookkeeping and compliance on a sensible footing throughout the year. If you would like to talk through how your income streams should be reported, or simply want to hand the paperwork to someone who understands the way doctors work, get in touch with our team and we will take it from there.