Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Armoy

Working as a doctor in Armoy often means juggling NHS pay, private fees, locum shifts and consultancy work, each with its own tax treatment and record-keeping demands. Specialist accountants for doctors can help you keep your finances organised, understand which professional costs you can legitimately claim, and stay on top of Self Assessment and other tax obligations so your attention stays on patients rather than paperwork.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

Posted on Google Google
Jamie Fletcher profile picture
Jamie Fletcher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
Posted on Google Google
Mansur Liman profile picture
Mansur Liman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
Posted on Google Google
Muna Mohamoud profile picture
Muna Mohamoud
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
Posted on Google Google
Sergey M profile picture
Sergey M
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
Posted on Google Google
Ebba Qureshi profile picture
Ebba Qureshi
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
Posted on Google Google
Mael Leboucher profile picture
Mael Leboucher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
Posted on Google Google
3rd Hub profile picture
3rd Hub
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
Posted on Google Google
Martin Tyrrell profile picture
Martin Tyrrell
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
Posted on Google Google
Matthew Lyon profile picture
Matthew Lyon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Which Doctors Do We Support?

Doctors rarely fit neatly into one category, and their accounting needs tend to follow the shape of their working life rather than their job title. We support GPs working in practices or as partners, hospital doctors and consultants on salaried contracts, locum doctors moving between assignments, private practitioners running their own clinics, and doctors who combine NHS employment with private or medico-legal work. A salaried hospital doctor with a single employer may only need straightforward Self Assessment support and advice on professional expenses, while a locum working through several agencies, a GP partner sharing practice profits, or a consultant with a limited company alongside NHS work will usually face more involved questions about income sources, business structure, bookkeeping and tax planning. Because treatment often depends on your employment status, how your income is structured and whether you are a sole trader, partner, company director or employee, we take the time to understand your particular mix of work before recommending an approach.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Our Accounting Services for Doctors

Our work with doctors is built around the practical realities of medical careers, where income frequently arrives from more than one direction and expenses are often profession-specific. We prepare and file Self Assessment tax returns covering NHS income, private medical fees, locum earnings and consultancy income, and we can calculate and submit tax returns on your behalf while explaining the treatment of each income stream in plain terms. Alongside this, we handle bookkeeping and record keeping so that your income and costs are captured accurately throughout the year, produce annual accounts for sole traders, partnerships and limited companies, and prepare Corporation Tax computations and returns where you trade through a company. Where relevant to your practice or business, we can manage payroll for staff, assist with VAT registration, returns and Making Tax Digital compatible record keeping, and provide management accounts and financial reporting that give you a clearer view of how your practice or consultancy is performing. We also advise on business structures, including whether a partnership or limited company may suit your circumstances, and on partnership accounts and profit-sharing arrangements for GP practices. Beyond compliance, we look at tax planning opportunities around pension contributions, timing of income and claiming allowable professional expenses such as medical indemnity, professional subscriptions, training and development, equipment, and travel or mileage costs, always based on your individual circumstances rather than a one-size-fits-all template.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Commonly Face

Doctors often deal with a more complicated financial picture than their payslips suggest. These are some of the areas that frequently cause difficulty, and where specialist accounting support tends to make the biggest difference.

  • Multiple income streams landing in different places. NHS salary, private fees, locum payments and consultancy income may each be reported differently and taxed at different points, which makes it easy to lose sight of your overall tax position and easy to underpay or overpay during the year.
  • Self Assessment deadlines and payments on account. Once you are within Self Assessment, payments on account can create a cash flow surprise, particularly in a year where income has risen or fallen sharply, so forecasting matters as much as filing on time.
  • Knowing which professional expenses are allowable. Medical indemnity, GMC and royal college subscriptions, specialist equipment, training, and travel or mileage between sites can all be relevant, but the rules depend on whether the cost is wholly and exclusively for your work and whether you are employed or self-employed.
  • Keeping records that stand up to scrutiny. Locum timesheets, agency statements, private invoices, receipts and mileage logs all need to be recorded consistently, and reconstructing a year of work at the last minute is both stressful and more likely to cost you money.
  • Choosing the right business structure. Moving from sole trader to partnership or limited company can change how you are taxed, how you are paid and what you must file, and the right answer depends on your income level, your NHS position and your long-term plans.
  • Pension considerations and annual allowance questions. Pension contributions can interact with tax relief and annual limits in ways that are not always obvious, especially for doctors with high or fluctuating earnings or historic scheme arrangements.
  • Managing practice or partnership finances. GP partners and practice owners deal with profit shares, drawings, staff costs, premises expenses and sometimes VAT, all of which need clear accounting rather than ad hoc estimates.

Why Choose CruseBurke for Your Accounting Needs as a Doctor

Doctors choose CruseBurke because they want an accountant who recognises that medical income does not behave like ordinary employment income. We take the time to map out where your money comes from, whether that is NHS pay, private practice, locum work, consultancy or a combination, and then build the accounting and tax support around it rather than forcing your situation into a standard template. You get clear explanations of what is being filed and why, practical guidance on the expenses and structures available to you, and organised records that make each year easier than the last. Just as importantly, we communicate in plain English and in good time, so you know what is due, what information we need from you and what to expect next, whether you are a salaried doctor with a single additional income source or a partner or company director with more moving parts.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process

Getting the right accounting support in place should not feel like another administrative burden. First, we start with a conversation about how you work, covering your employment arrangements, whether you receive NHS income, private fees, locum payments, consultancy income or a mix of these, and what you would like your finances to do for you. Second, we review your current position, including your existing records, tax returns, business structure and any outstanding filing or compliance matters, so we can identify what needs attention and where there may be improvements worth considering. Third, we agree the scope of support that suits you and put the necessary processes in place, whether that is bookkeeping and Self Assessment, annual accounts and Corporation Tax, payroll and VAT, or ongoing tax planning, with clear points of contact and a straightforward way to share information throughout the year.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

What sets CruseBurke apart is the way we treat the doctor-specific detail rather than glossing over it. We look closely at how each income source is taxed, how locum and private income should be recorded, how NHS pension arrangements interact with your wider tax position, and which professional costs are genuinely allowable, because those details usually have more effect on your overall position than any generic tax tip. We also adapt to how you actually work. A doctor combining NHS employment with private practice may need support with Self Assessment and expense claims, a locum may need help with record keeping and payments on account, a GP partner may need partnership accounts and profit-share reporting, and a doctor operating through a limited company may need annual accounts, Corporation Tax and payroll. Whatever the mix, our approach is to keep your compliance properly handled, your records in good order and your advice practical, so you can make decisions about your career and finances with a clearer picture of the tax consequences.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

It depends on your circumstances. A doctor with a single salaried post and straightforward tax affairs may manage without one, although many still value the reassurance of having their return checked. Once you have locum income, private fees, consultancy work, a GP partnership, property or investment income, or a limited company, the position usually becomes complex enough that professional support saves time and reduces the risk of errors, missed reliefs or unexpected tax bills.

If you receive income that is not taxed through PAYE, such as locum earnings, private medical fees or consultancy income, you will usually need to report it through Self Assessment. Each source is entered separately on your return, and the interaction between them affects the tax you pay. We prepare the return, check that expenses and reliefs have been applied correctly, and explain how payments on account will work so there are no shocks when the next instalment falls due.

Yes. NHS pay is normally taxed through PAYE, while private fees and related income often need to be reported separately. The combination can affect your overall tax position, your payments on account and, in some cases, your pension. We look at both sides together, keep the records tidy and make sure the return reflects your actual working arrangements rather than treating each income stream in isolation.

Locum doctors should keep records of every assignment, including dates worked, the payer, gross and net amounts received, and any deductions already made. Mileage logs, agency statements, timesheets and receipts for professional costs are all worth retaining, as is evidence of your travel between sites. Good records make the tax return accurate and help demonstrate the basis of any expenses claimed.

Commonly claimed items include medical indemnity insurance, GMC and royal college subscriptions, professional body fees, relevant training and continuing professional development, specialist equipment, and business travel or mileage. Whether a cost is allowable depends on factors such as whether you are employed or self-employed, whether the expense is incurred wholly and exclusively for your work, and whether your employer has already reimbursed it. We review your spending against the rules rather than applying a blanket list.

There is no single right answer. Sole trader status is simple but offers limited planning flexibility, partnerships suit doctors sharing practice profits, and a limited company can be worth considering for certain private or consultancy arrangements. The most appropriate structure depends on your income levels, your NHS position, how you are paid and your longer-term plans, so it is worth discussing before you make a change.

Yes. Modern accounting work is largely digital, so we can support you wherever you are based, using secure online document sharing, cloud bookkeeping and video or telephone meetings. That said, we are equally happy to work in whatever way you find easiest, and we will agree upfront how you prefer to communicate and how often you would like to review your position.

Switching is usually simpler than doctors expect. We will ask for some basic information about your current position, contact your existing accountant for the relevant records, and handle the professional clearance process on your behalf. From there we review what has been filed, flag anything that needs attention and agree a way forward, with minimal disruption to your day-to-day work.

Speak to an Expert

Take the Pressure Out of Your Tax Affairs with Accountants for Doctors in Armoy

If your income comes from a mix of NHS pay, private fees, locum shifts or consultancy work, keeping on top of Self Assessment, allowable expenses and your records can feel like a second job. CruseBurke can take that weight off your shoulders with doctor-focused accounting support, including tax return preparation, bookkeeping and practical planning around your professional costs. Getting started is straightforward, so do get in touch and we will talk through how your circumstances can be handled properly.