Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Exeter

Working as a doctor in Exeter rarely means a simple tax position. Salaried NHS pay, private practice fees, locum shifts, consultancy or medico-legal work, and pension contributions can all sit side by side, each with its own reporting and record-keeping demands. Our accountants for doctors in Exeter are here to make that picture clearer, helping you manage Self Assessment, multiple income sources, allowable professional expenses, bookkeeping and day-to-day tax compliance so your finances stay organised and easier to plan around.

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⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support in Exeter?

Doctors rarely fit into one neat financial category, and that is precisely why specialist accounting support matters. A GP partner buying into a practice, a hospital consultant with a private practice, a locum covering shifts across different trusts, a salaried doctor on a straightforward PAYE salary and a clinician building a portfolio of teaching or medico-legal work can each face very different accounting and tax questions. Our accounting services for doctors are built around that variety. We support GPs and GP partners, hospital doctors at every grade, consultants, locum doctors, salaried doctors, private practitioners and doctors who combine NHS and private work in different proportions. What you actually need depends on several factors: whether your income is taxed through PAYE or reported on a return, how many income sources you have, whether you work alone or in a partnership, and whether you operate as a sole trader, a partner or through a limited company. Doctors moving between training grades, reducing sessions to build private work, or retiring from clinical practice gradually will also find their accounting position shifts over time. Our role is to understand your particular arrangement rather than apply a one-size-fits-all approach.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Our Accounting Services for Doctors

Accounting for doctors is not simply about filing a tax return on time. It is about understanding how NHS pay, private fees, locum income and consultancy work interact, and making sure the financial records behind your career are accurate and complete. Self Assessment sits at the centre of much of our work with doctors. Where you have untaxed income such as private practice fees, locum earnings paid gross, consultancy income or partnership profits, we prepare and file your return, calculate what is due and help you understand how payments on account may affect your cash flow through the year. Where your affairs are more straightforward, we can still review whether a return is required and whether your PAYE code is working as it should. For doctors who are self-employed or in partnership, we look after annual accounts and tax returns, bookkeeping to keep income and expenses properly recorded, and partnership accounts where profits are shared between partners or where a practice has several income streams. If you operate through a limited company for private practice, consultancy or other non-NHS work, we can handle company accounts, Corporation Tax, payroll for any staff and directors, and VAT registration and returns where they apply. We also provide management accounts and financial reporting where you want a clearer view of how a practice or private venture is performing, and business structure advice when you are deciding whether a sole trader, partnership or limited company arrangement is most suitable. Alongside that, we help with tax planning across the year, including reviewing allowable professional expenses, how income is drawn, and how pension contributions and annual allowance considerations might affect your overall tax position. Where pensions require specialist modelling, we work alongside the adviser already looking after that side of your planning.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Commonly Face

Doctors often have tax affairs that are more complex than their PAYE coding suggests. These are some of the areas that most frequently need attention.

  • Combining NHS pay with private or locum income. Salary is taxed through PAYE, but private fees and some locum earnings may be paid without tax deducted, which can lead to an unexpected balancing payment and payments on account. Understanding how the two streams come together makes budgeting far easier.
  • Keeping records across multiple income sources. Private practice, locum shifts, consultancy, teaching and medico-legal work each generate separate invoices, receipts and statements. Without a consistent system, income or expenses are easily missed, which can mean paying more tax than necessary or having difficulty supporting figures if HMRC asks questions.
  • Identifying allowable professional expenses. Medical indemnity cover, GMC registration, royal college and specialist society subscriptions, professional journals, mandatory training and CPD, and equipment used for work may all be claimable in the right circumstances. The rules differ between employment and self-employment, so it matters how each cost is treated.
  • Travel and mileage. Journeys between NHS sites, visits to private hospitals, home visits and travel to training or conferences are not the same as ordinary commuting. Recorded mileage and clear reasons for each journey help support a claim that would otherwise be difficult to justify.
  • Pension considerations. Where private income sits alongside NHS pension growth, annual allowance charges can create tax liabilities that are easy to overlook. Looking at this early in the year gives more options than dealing with it after the event.
  • Choosing the right business structure. Whether you trade as a sole trader, join a partnership or use a limited company affects how much tax and National Insurance applies, what records are required and how you can draw income. The right answer depends on your level of private income, the type of work involved and any restrictions on the arrangements NHS bodies will accept.
  • Deadlines, payments on account and cash flow. Registration requirements, filing deadlines and payments on account can arrive at awkward moments when income is uneven. Planning for these in advance avoids unnecessary pressure and interest charges.
  • Practice and partnership finances. GP partners and doctors running private practices need reliable figures for profit shares, drawings, staff costs and VAT, particularly where income is exempt from VAT in some areas but standard-rated in others.

Why Doctors Choose CruseBurke for Accounting Support

Doctors often come to us because their affairs have outgrown a generalist approach. Their income does not arrive in one tidy stream, their expenses are specific to medical practice, and their questions tend to be practical: what can I claim, what do I owe, how should I structure this, and what do I need to do next? We take the time to understand how you work, whether that is a single NHS contract, a mix of salaried and private work, a portfolio of locum shifts, a partnership in general practice, or a limited company supporting consultancy activity. From there we explain your position in plain English, without jargon and without leaving you to work out the implications yourself. Our approach is built on clear communication and organised records. We help you put a straightforward bookkeeping routine in place, keep track of what is due and when, and stay on top of Self Assessment, accounts and any company or VAT obligations that apply. Where a decision could affect your tax position in future, such as changing how you are paid or bringing in a new income stream, we would rather discuss it with you beforehand than correct it afterwards.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process to Get Started

Getting the right accounting support in place should feel organised rather than overwhelming, even when your income comes from several directions. Step one is a conversation. We ask how you work, what income you receive and where it comes from, whether that is NHS salary, private fees, locum work, consultancy, partnership profits or a combination. We also talk about how your arrangements might change in the coming year, so the support we put in place can flex with you. Step two is a review of your accounting and tax requirements. That includes your current position, any outstanding returns or deadlines, how your records are kept, whether existing business structures still suit your circumstances, and whether there are areas such as professional expenses or pension contributions that need closer attention. Step three is putting support in place. Depending on your needs, that might mean bookkeeping routines, preparation of your Self Assessment or company accounts, payroll and VAT arrangements, or ongoing tax planning conversations through the year. If you are moving from another accountant, we can handle the professional clearance and handover of your records so the transition is smooth.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors?

The difference is in how we think about medical income. Rather than treating each tax return as an isolated event, we look at your whole position and how the pieces fit together. That starts with multiple income sources. NHS salary, private practice fees, locum earnings, consultancy work and partnership profits can carry different tax treatment, different reporting requirements and different deadlines. We map those out clearly so you know what is being reported and why. It continues with expenses. Doctors face specific costs that are unique to their profession, from medical indemnity and professional body subscriptions through to training, specialist equipment and travel between work locations. We review these carefully against the rules that apply to your employment status, so claims are properly supported rather than assumed. We also look beyond compliance. Business structure, how and when income is drawn, VAT treatment of different activities, payroll for practice staff and the interaction between pension contributions and tax all have an effect on what you keep and what you owe. Because circumstances vary so much between doctors, we tailor our advice to your situation rather than applying a standard template, and we keep the language clear so you can make decisions with confidence.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Not every doctor does. If your income is entirely salaried and taxed through PAYE, and you have no untaxed income, you may be able to manage without one. But once private fees, locum income, consultancy work, a partnership share or a limited company enter the picture, the position becomes more involved. An accountant can help you understand what has to be reported, keep records that stand up to scrutiny, and make sure you are claiming the professional expenses you are entitled to. Many doctors also value the reassurance of knowing their affairs are handled properly while they concentrate on clinical work.

If all your income is taxed through PAYE and there is no untaxed income to declare, you may not need to file. However, Self Assessment can still be relevant for doctors with higher incomes, additional income such as savings, dividends or rental income, or those who need to report pension-related tax charges. It is also worth checking whether your PAYE code is collecting the right amount, particularly if you have changed roles, sessions or employers during the year. We can review your position and confirm whether a return is required.

Your NHS salary is normally taxed through PAYE as it is paid, while private fees are often received gross and only taxed once reported. That means the tax on private income can arrive as a balancing payment, followed by payments on account towards the following year. Setting aside an appropriate amount as income comes in, and reviewing your position partway through the year, usually avoids any nasty surprises. The exact treatment depends on how the income is structured and whether it is paid to you personally or to a company.

Common examples include medical indemnity cover, GMC registration, royal college and specialist society subscriptions, professional journals, CPD and training costs, specialist equipment and professional travel including mileage between work locations. What can actually be claimed depends on whether you are employed or self-employed, since the rules for employees are stricter and require costs to be incurred wholly, exclusively and necessarily in performing your duties. Records matter as much as the claim itself, so keeping receipts, invoices and a mileage log makes the process far smoother.

It depends on how you are engaged. Some locum work is paid through PAYE, either by the trust or an agency, while other arrangements are genuinely self-employed. Getting that distinction right matters, because it affects whether you need to register with HMRC, what you can claim as expenses, how National Insurance is handled and whether a Self Assessment return is required. Locums often work across several sites and trusts, so keeping clear records of each engagement, the income received and the travel involved is particularly important.

It depends on your circumstances. A limited company can suit doctors with substantial private or consultancy income, offering a different approach to how profits are drawn, but it brings additional obligations including company accounts, Corporation Tax, payroll and confirmation statements. It is also not appropriate in every situation, and some NHS or public sector engagements come with rules that affect how you can be engaged. We look at your level of income, the nature of the work and your longer-term plans before recommending a structure.

VAT on medical services is not straightforward. Depending on your professional registration and the exact nature of the service, some clinical work can be exempt, while activities such as medico-legal reports, cosmetic or non-medical services, and certain consultancy arrangements may be standard-rated. VAT registration is based on taxable turnover, and the threshold is subject to change, so it is worth reviewing your position as private income grows. We can assess which parts of your work are taxable and what that means for registration and pricing.

Changing accountants is usually straightforward. Once you decide to move, we contact your existing accountant to request professional clearance and the handover of your records, then review your position and pick up any outstanding filings. In the meantime, we ask you to share details of your income sources, business structures and any current obligations so we can see the full picture. If you are approaching a filing deadline, it helps to start the process early rather than waiting until the last moment.

Speak to an Expert

Take the Pressure Out of Your Tax Affairs With Accountants for Doctors in Exeter

When NHS pay sits alongside locum shifts, private fees or consultancy income, keeping track of tax and records can quickly become a job in itself. At CruseBurke, we help doctors in Exeter bring order to that picture through practical support with Self Assessment, bookkeeping and the professional expenses that are genuinely claimable, so nothing is left to guesswork or last-minute paperwork. If you would like your accounting handled by people who understand how medical income actually works, we would be glad to hear from you and talk through your circumstances.