Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Galashiels

Specialist accounting support designed around the working lives of doctors in Galashiels. Whether you are a GP partner, a hospital doctor, a consultant, a locum or a private practitioner, your finances rarely fit a single template. Income may arrive from NHS payroll, private practice fees, locum shifts or consultancy work, and each source can carry its own tax treatment, record-keeping requirements and deadlines. We help doctors make sense of Self Assessment, keep bookkeeping in order, claim the professional expenses they are entitled to, and plan ahead so tax does not become a year-end scramble. The aim is straightforward: clear numbers, fewer surprises, and advice that reflects how you actually work.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support?

Doctors come to accounting with very different circumstances, and the right approach depends on how you are paid, how you are structured and how many income streams you have. We support GPs, including partners, salaried GPs and those working in locum or retainer roles. We work with hospital doctors and consultants, whether employed on NHS contracts, holding honorary or academic posts, or earning additional income from private practice. Locum doctors often need help with Self Assessment, expenses and irregular income patterns, while salaried doctors may simply want their tax position checked and their professional expenses claimed correctly. Private practitioners and doctors running their own clinics, alongside those combining NHS and private work, frequently need support with bookkeeping, VAT, payroll or choosing between sole trader, partnership and limited company structures. If you are a medical professional with a mix of employment, self-employment and pension considerations, the way those elements interact matters — and that is where tailored advice earns its keep.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Our Accounting Services for Doctors

Our work with doctors is built around the practical accounting and tax tasks that medical careers generate. Self Assessment is often the starting point, particularly where you have locum income, private fees, consultancy earnings or untaxed NHS extras sitting alongside a salaried role. We prepare and file returns, review what has been reported, and look at whether deductions such as medical indemnity, professional subscriptions, training costs, equipment, mileage and other genuinely business-related expenses have been treated correctly. For doctors who are self-employed, whether full time or alongside employment, we prepare annual accounts and tax computations, maintain bookkeeping, and produce management accounts where a clearer view of income and costs is useful. Where you operate through a limited company — common among doctors providing private or consultancy services — we can support with company accounts, Corporation Tax, payroll, dividends and the tax planning that comes with running a company properly. VAT registration and returns may be relevant where private medical services or consultancy work cross the threshold, and we can advise on whether registration is required and how to manage it. For GPs in partnership, we can assist with partnership accounts, profit allocation and the interaction between partnership profits and personal tax. Payroll support is available where you employ staff, practice managers or other clinicians. Throughout, we look at business structure and tax planning — pension contributions, profit extraction, timing of income — so that decisions are made with the tax consequences in view rather than after the fact.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Face

Medical careers rarely produce a simple tax position. Doctors commonly deal with several income sources, tight clinical schedules and a tax system that does not always explain itself well. These are the areas that most often cause difficulty.

  • Blending NHS and private income. NHS pay is usually taxed through PAYE, but private fees, locum payments and consultancy income generally are not. When both exist, the PAYE position can look settled while a self-assessment liability quietly builds, and the interaction between the two needs to be tracked rather than guessed.
  • Self Assessment with several income streams. Returns become more involved when employment, self-employment, partnership profits, rental income and pension contributions all appear on the same tax return. Missed sources, duplicated figures or unclaimed expenses can all lead to the wrong outcome.
  • Identifying allowable professional expenses. Medical indemnity, GMC and royal college subscriptions, specialist equipment, professional books and journals, and certain training costs may be deductible — but only where the rules are met. Assumptions in either direction are costly.
  • Travel and mileage records. Visiting multiple hospitals, practices or private sites creates legitimate travel claims, yet the evidence often comes down to diary entries, rotas and mileage logs that were never kept. Reconstructing a year of journeys after the fact is far harder than recording them as you go.
  • Locum, retainer and consultancy income. Irregular payments, agency deductions and varying contract terms can make it difficult to know what has been earned, what tax has already been paid and what remains due.
  • Record keeping and deadline pressure. Clinical rotas, on-call commitments and admin load mean paperwork is easily deferred. Bank statements, invoices and receipts pile up, and returns are then prepared under time pressure with less room for considered planning.
  • Pension considerations. NHS pension scheme membership, annual allowance questions and additional private pension contributions can interact with your tax position in ways that affect decisions well beyond the current tax year.
  • Choosing and reviewing business structures. Whether to work as a sole trader, through a partnership or via a limited company depends on your income mix, your contract terms and your long-term plans. Structures that suited one stage of a career may not suit the next.

Why Doctors Choose CruseBurke

Doctors typically want three things from an accountant: someone who understands the shape of medical income, advice that is practical enough to act on, and communication that fits around a working week that is already full. We focus on all three. That means recognising how PAYE income from the NHS sits alongside self-employed locum work, private practice fees or consultancy earnings, and making sure each element is reported properly. It means keeping on top of the expenses doctors commonly overlook, from indemnity cover and professional subscriptions to equipment and travel, and applying the rules accurately rather than optimistically. It means organising bookkeeping and records so that returns are prepared from reliable figures rather than last-minute estimates. And it means explaining the position clearly, in plain language, so you can see what is due, why it is due and what options exist. Because doctors work in so many different ways — employed, self-employed, partnered, incorporated, or a combination of these — we take the time to understand your particular arrangement before recommending anything. Where pension contributions, business structure or profit extraction are relevant, we factor them into the wider picture rather than treating tax as a once-a-year exercise.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process for Doctors

Getting the right accounting support in place does not need to be complicated. First, we start with a conversation about how you work — your employment contracts, any NHS income, private practice or consultancy fees, locum work, partnership involvement or company structure — along with the records you already hold and any concerns you have about your tax position. Second, we review what that means in practice: how your income should be reported, whether Self Assessment, company accounts or partnership returns are required, which expenses may be claimable, whether VAT or payroll obligations apply, and where there may be gaps in your current records or filings. Third, we put the appropriate support in place, from bookkeeping and return preparation through to ongoing advice on tax planning and structure, with a clear view of what is needed and when. Doctors with a single employment contract and doctors juggling five income streams will need different levels of involvement, and the process adjusts accordingly.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

Much of the value in accounting for doctors lies in the detail. A locum shift paid through an agency, a private consultation fee, an NHS additional session, a partnership profit share and a company dividend can all appear in the same year, and each carries its own reporting and tax consequences. We work through that detail methodically: reconciling income sources, checking that employment and self-employment figures align, reviewing expenses such as medical indemnity, professional body subscriptions, specialist equipment, training and travel, and making sure Self Assessment, company or partnership filings reflect the actual position. We also look beyond compliance. Business structure reviews can highlight whether your current arrangement still fits your working pattern, particularly as doctors move between training grades, substantive posts, partnership and private practice. Bookkeeping is set up to be workable around clinical commitments rather than adding to the admin burden. Where a limited company is in place, we deal with accounts, Corporation Tax, payroll and dividend considerations together so decisions are not made in isolation. Where VAT applies to private medical or consultancy services, we manage registration and returns. Where pension contributions are significant, we consider how they interact with your taxable income. The result is accounting support built around medical careers rather than adapted from a general template.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Many doctors can prepare a return themselves, particularly where the only income is a single NHS salary taxed through PAYE. The picture changes once you add locum work, private fees, consultancy income, partnership profits, company dividends or significant pension contributions. At that point the risk shifts from the mechanics of filing to whether income has been reported correctly and whether every legitimate expense — medical indemnity, professional subscriptions, equipment, training, travel — has been claimed. An accountant is essentially there to make sure nothing is missed in either direction.

Locum income is usually treated as self-employment, which means registering with HMRC where appropriate, keeping records of every shift and payment received, and reporting profits on a Self Assessment tax return. Expenses directly connected to the work — travel between sites, professional indemnity cover, subscriptions, and certain equipment or training costs — may be claimable, provided the rules are met. Because locum pay is irregular and often paid gross, setting money aside through the year tends to be far less painful than dealing with a large bill in January.

Medical indemnity and professional defence cover are commonly claimed where they are required for your work, and subscriptions to professional bodies such as the GMC and relevant royal colleges are usually allowable where they relate to your profession. The position is not automatic for every payment, though. Where an employer reimburses a cost, or where a subscription covers a broader personal element, the treatment can differ. It is worth having these reviewed rather than assuming.

Your NHS income is normally taxed through PAYE, while private practice, consultancy and locum income is generally reported through Self Assessment. The two are not separate systems for tax purposes — they combine to determine your overall liability, so PAYE may not cover everything owed. That is why it matters to track private income carefully, keep records of associated expenses, and check whether payments on account are appropriate. If private work grows, it may also be worth reviewing whether operating through a limited company suits your circumstances.

VAT depends on the nature of your work and your turnover, not on your profession. Some medical services are exempt, while others — including certain consultancy, medico-legal and non-medical services — may be standard rated. Registration becomes relevant once taxable turnover crosses the threshold, and the way different services are treated can be complex. If you provide a mix of exempt and taxable services, it is worth reviewing the position before making assumptions.

There is no universal answer. Salaried doctors with modest private income often find sole trader reporting straightforward. GPs working together commonly operate through a partnership, which brings its own accounting and profit allocation considerations. Doctors with substantial private or consultancy income sometimes find a limited company offers useful flexibility around profit extraction and pension planning, though it also brings filing obligations, payroll and Corporation Tax responsibilities. The right structure depends on your income level, contract terms, pension position and long-term plans.

Yes. Most accounting work can be handled remotely — sharing records securely, preparing returns, discussing your position by phone or video, and dealing with HMRC on your behalf. What matters most is that you can reach someone who understands your circumstances and responds clearly when you have a question. The practical logistics are usually straightforward to arrange around your working pattern.

Changing accountants is normally simpler than doctors expect. Once you decide to move, we would contact your existing accountant for the records and information needed, including any professional clearance requirements, and take over responsibility for future filings. It helps to have your most recent tax return, accounts, and details of your income sources to hand, but we can guide you through what is required at each stage.

Speak to an Expert

Multiple Income Streams Don't Have to Mean Multiple Headaches — Get Accounting Support Built for Doctors in Galashiels

If your income arrives from more than one place — NHS pay alongside private fees, locum shifts, consultancy work or a practice you run — keeping the tax position straight can feel like another job on top of the one you already have. CruseBurke provides accounting support for doctors that covers Self Assessment and tax return preparation, bookkeeping and record keeping, alongside advice on allowable professional expenses such as indemnity cover, subscriptions and travel. Rather than leaving it until the filing deadline, let’s start with a conversation about how you work and what needs to be put in order.