Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Stoke On Trent

If you work in medicine, your finances rarely follow a straightforward path. Alongside NHS pay, you may have private practice income, locum shifts, consultancy fees or a partnership share to account for — and each one can carry its own tax treatment, deadlines and record-keeping requirements. As accountants for doctors in Stoke On Trent, CruseBurke helps you bring all of that together: Self Assessment, bookkeeping, allowable professional expenses, pension considerations and tax compliance, explained in plain English and organised around the way you actually work. Whether you are employed, self-employed or operating through a limited company, the aim is the same — accurate records, informed decisions and fewer surprises.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support?

Accounting support for doctors is not a one-size-fits-all service, because two doctors on similar incomes can have very different tax positions. A salaried hospital doctor paying tax through PAYE may only need help with a self-assessment return covering a small amount of private work, while a locum working across several contracts may need support with bookkeeping, mileage records and quarterly organisation. We work with the breadth of the profession, including GPs, hospital doctors, consultants, locum doctors, salaried doctors, private practitioners and doctors who combine NHS and private work in the same year. Others come to us as partners in a practice, as directors of a limited company, or as clinicians earning consultancy or medico-legal income alongside their main role. What matters is not the job title but the shape of your income, your employment arrangements, your business structure and the professional costs you incur. Once those are clear, the accounting and tax work can be structured sensibly around them.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Accounting and Tax Services for Doctors

Our work with doctors centres on the compliance tasks that come with medical income, combined with the planning that helps you make better decisions over time. That typically includes Self Assessment tax returns covering NHS income, private medical income, locum fees and consultancy earnings, together with the bookkeeping and record keeping that sits behind them. For doctors in private practice, we can prepare annual accounts and, where relevant, Corporation Tax computations and filings for a limited company, or partnership accounts and profit allocation for those practising jointly. Where a practice or private clinic is registered for VAT, we can support with VAT registration, returns and partial exemption considerations, and where you employ staff — from practice administration to nursing support — we can assist with payroll and the associated reporting. Alongside the numbers, we provide tax planning that reflects your circumstances: reviewing how professional expenses are treated, how pension contributions interact with your tax position, and whether your current business structure still suits the mix of NHS, private and locum work you are doing. Management accounts and financial reporting can also help if you want a clearer view of practice or private income during the year rather than only at the end of it.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Often Face

Medical careers rarely produce a single, simple income stream, and that complexity is where most tax and accounting pressure builds. The points below are common considerations for doctors rather than universal rules — the exact treatment depends on your employment status, income sources, business structure and individual circumstances.

  • Untangling NHS and private income: PAYE income, private fees, locum payments and consultancy earnings can arrive from different sources and be taxed in different ways. Keeping them clearly separated makes returns more accurate and reduces the risk of income being missed or double-counted.
  • Getting Self Assessment right: A salaried doctor who takes on private work, locum shifts or consultancy may need to register for Self Assessment. Deadlines, payment on account and the interaction with tax already deducted through PAYE can catch people out, particularly in the first year private income appears.
  • Claiming the expenses you are genuinely entitled to: Medical indemnity, professional subscriptions, registration and revalidation costs, training and continuing professional development, specialist equipment and travel between sites may all be allowable in the right circumstances. Missing them means paying more tax than necessary; claiming them without adequate records creates a different problem entirely.
  • Recording travel and mileage properly: Doctors frequently move between hospitals, surgeries, clinics and home visits. Distinguishing business travel from ordinary commuting matters, and a simple, consistent mileage log is often the difference between a clean claim and a contested one.
  • Keeping records when time is short: Long shifts and on-call rotas leave little room for filing receipts or reconciling bank accounts. Poor record keeping is one of the most common reasons doctors pay more tax than required or face avoidable queries.
  • Understanding pension considerations: NHS Pension Scheme membership and additional private pension contributions can affect both retirement planning and your taxable position. The interaction is not always obvious, especially when your income fluctuates between years or crosses relevant thresholds.
  • Choosing the right business structure: Whether you work as a sole trader, in a partnership or through a limited company can influence how income is taxed, how profits are shared and what compliance obligations follow. What suits a full-time private consultant may not suit a locum working a few sessions a week.
  • Managing practice and partnership finances: Partners in a medical practice need clear profit shares, accurate partnership accounts and an agreed basis for splitting income and costs — areas that become harder to unpick retrospectively if records are incomplete.

Why Doctors Choose CruseBurke for Accounting and Tax Support

Doctors tend to come to us for the same underlying reason: they want an accountant who already understands the language of medical income and does not need the basics explained. That means recognising how NHS pay, private fees, locum sessions and consultancy earnings sit together, and knowing where the common pinch points tend to appear — allowable expenses, tax deadlines, records, and the way pension contributions interact with taxable income. Just as importantly, we explain things clearly. You should not need a tax qualification to follow your own accounts, so we set out what has been done, why it has been done that way and what decisions are coming up. We keep the compliance work organised so returns are filed on time and records are in a fit state to support the figures, and we adapt the support to the reality of your working life — whether you are employed and simply need a return completed, self-employed with fluctuating income, running a private practice, or balancing several strands of medical and non-medical work at once. The result is accounting support that fits your circumstances rather than forcing your circumstances into a standard template.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process for Doctors in Stoke On Trent

Getting the right accounting support in place does not need to be complicated or disruptive. Step one is a conversation about how you work and where your income comes from — NHS salary or pensionable pay, private medical fees, locum income, consultancy or medico-legal work, a practice profit share or a combination of these, along with any employment you hold alongside your medical role. Step two is a review of your existing accounting and tax position, which may include looking at your previous returns, bookkeeping records, business structure, expenses and any outstanding filings, so we can identify what needs attention and what is already in good order. Step three is putting the right support in place: agreeing what we will handle, how records will be shared with us, and when the key dates fall, so that returns, accounts and reporting run to a predictable routine rather than a scramble. You remain in control of the decisions; our role is to make the financial side straightforward and well organised.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

Much of what doctors need from an accountant is precision applied to an unusual set of circumstances. A doctor earning through PAYE who also takes private fees is not the same as a locum invoicing several trusts, and neither is the same as a consultant running a limited company with employed staff and VAT registration. We build the work around those differences rather than around a fixed package. Practically, that means looking properly at how income is classified and reported, testing whether expenses such as medical indemnity, professional subscriptions, training and equipment are being claimed appropriately and supported by evidence, and keeping bookkeeping and Self Assessment aligned so the figures in your return are traceable to real records. Where a limited company, partnership or practice structure is involved, we look at how profit is extracted, how accounts and Corporation Tax or partnership returns fit with your personal tax position, and whether the structure still makes sense as your work evolves. We also try to make the ongoing relationship easy: clear points of contact, straightforward explanations, and advice framed around decisions you actually face — a new private contract, a change in sessions, a pension question, or a locum role that sits outside your usual pattern.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Not every doctor does. If all of your income is taxed through PAYE and you have no private work, no self-employment and no additional income, your tax position may be straightforward. An accountant tends to become valuable as soon as something sits outside that picture — private fees, locum shifts, consultancy or medico-legal income, a partnership profit share, rental income, or a limited company. At that point, questions about what is taxable, which expenses are allowable and how payments on account work become harder to answer confidently without specialist support.

It depends on your wider circumstances. NHS employment income is normally taxed through PAYE, but if you also receive private medical fees, locum payments, consultancy income, partnership profits or certain untaxed income, you may need to register for Self Assessment and declare everything together. There are also situations where HMRC asks a taxpayer to file a return for other reasons. The right answer depends on your individual position, so it is worth checking before a deadline approaches rather than afterwards.

NHS employment income is generally taxed through PAYE, with tax deducted at source and National Insurance contributions handled by the employer. Private medical income is often self-employment or miscellaneous income that you report yourself, with tax paid through Self Assessment, potentially alongside payments on account. Because the two are taxed through different mechanisms, the interaction between them — and the effect on your overall tax position — is one of the areas where doctors most often benefit from advice.

Commonly considered items include medical indemnity insurance, professional body subscriptions, registration and revalidation costs, job-related training and continuing professional development, specialist equipment, professional books and journals, and travel between work sites where it is genuinely business travel. Whether each item is allowable depends on your employment status and the purpose of the cost — expenses incurred wholly and exclusively for a trade or professional practice are treated differently from those reimbursed or claimable through employment. Good records and a clear explanation of each cost make the position much easier to support.

Locum work is often treated as self-employment, which means reporting income and expenses through Self Assessment, keeping records of invoices and payments, tracking allowable costs such as indemnity cover, transport between sites, and administrative support, and budgeting for tax that is not deducted at source. Where locum work sits alongside NHS employment, the combination can affect how much tax you pay overall. Some locums operate through a limited company, and whether that is beneficial depends on your contracts, income level and personal circumstances.

There is no universally better option. Sole trader or partnership status is simpler administratively and suits many doctors with modest private or locum income, while a limited company can offer different tax treatment and flexibility over how profits are extracted, but brings additional obligations such as statutory accounts, Corporation Tax returns and, in some cases, VAT registration and payroll for directors or staff. The right structure depends on your income sources, how much you earn, how you want to take money out, and your longer-term plans.

Yes. It is common for doctors to arrive with a backlog — bank statements not reconciled, receipts unsorted, or previous returns that need reviewing. Part of the initial review is working out what is missing and putting a practical record-keeping routine in place, so that future returns are built on organised information rather than a last-minute reconstruction. Being behind is a reason to get help, not a reason to delay it.

It usually begins with a conversation. It helps to have a rough picture of your income sources, your employment arrangements, any business structure you use, and the accounting work you currently do or avoid. From there, we can review your existing position, identify anything outstanding, and agree what support looks like for your circumstances. If you are switching from another accountant, we can talk through how that transition is handled in practice.

Speak to an Expert

Let a Specialist Team Take the Tax Admin Off Your Hands

Juggling NHS pay, private fees, locum invoices and consultancy income on top of a full clinical timetable leaves little room for paperwork — and misplaced receipts or an overlooked Self Assessment registration can create unnecessary costs and stress. CruseBurke works with doctors on precisely these issues, from Self Assessment and bookkeeping through to allowable professional expenses and tax planning that reflects how you actually earn. If you would like your financial affairs organised and explained properly, a straightforward conversation is a sensible place to start.