It will be beneficial for you to know exactly how a married person’s allowance works if you are residing in the UK. This allowance for married couples tends to increase every year. As soon as the new tax year begins on the 6th of April, the increased implications are also working with the date. Whether you are living in a civil partnership or a married relationship, you will find yourself entitled to the marriage tax allowance. Several couples nowadays are missing out on this beneficial opportunity due to the lack of awareness.

The way to access this allowance and get yourself and your spouse advantageous is possible through an easy way. If you are still wondering how? We have got you covered here as this guide will help you to develop an understanding of the basics of a married person’s allowance, how to apply for it, and what happens if your spouse or civil partner dies.

Do get in touch with one of our experts to get your queries answered quickly. We will help you decide about a married person’s allowance with a clear mind.

What is a Married Person’s Allowance?

If you are residing in the UK and living in a married relationship or a civil partnership, the personal allowance can transfer up to  £1,260 for one of you to your partner. In the tax year 2022-23 where your allowance is  £12,570, the transferred amount is just 10% over the regular allowance. Your basic personal allowance refers to the amount of money you are earning on which you do not have to pay any tax.

The marriage allowance is also known by the name Marriage Tax Allowance. There are a few conditions on which you can make yourself entitled to getting the marriage allowance. These include the following:

• You are living in a married relationship or a civil partnership and have not yet applied for any marriage allowance.
• You are not entitled to pay income tax because your income is less than the personal allowance and you do not have to pay. This means your income is less than the amount of  £12,570 in the tax year 2022-23.
• The income of your partner or spouse is between £12,571 and £50,270. So he has to pay the basic rate of income tax.

Learn How to Apply for the Marriage Allowance

The method to apply for the marriage tax allowance is simple and easy. All you have to do is apply online and for this purpose, you can go to the website GOV.UK. To complete the process, you will have to provide your national insurance number and the basic documentation to prove your identification. The other accessible option is to reach out to HMRC by phone call. The calling number for this regard is 0300 200 3300. This you can do between Monday to Friday. The working hours are 8 AM to 6 PM. There are call charges applicable on this as well. You can seek more information from the government website also and see the convenient option for yourself.

How to Claim the Marriage Allowance for the Previous Years?

If you have missed out on the marriage tax allowance in the previous years and now you are looking for ways to make a claim. For each year to make a successful claim, you are required to meet certain criteria. This is imperative for you to understand here that the threshold limit varies from one person to another and it depends on whether you are a basic taxpayer or a non-taxpayer. Also, consider the tax year you aim to claim the marriage allowance. Your backdate claim is possible for up to four years only. You have the opportunity to apply online here as well on the website of the government.

How to Claim the Marriage Allowance After Your Spouse’s Demised?

In case your partner was demised after the year 2016, but you meet all the criteria standards of the marriage tax allowance, you are entitled to apply for the allowance still. You even have a chance to apply to backdate but only for four years. You can make a call on the number 0300 200 3300 to make approval of your application. Consider the days and timings open for the phone call service as mentioned above.

Your claim will still be considered if you can prove that you meet the required criteria which will make you entitled to the allowance easily and you will start to get the benefits once you are approved.

The Bottom Line

Now that you have gathered a fair amount of information about a married person’s allowance, we can say that the marriage allowance turns out to be beneficial for married couples or civil partners in the UK if they meet the criteria and their income is as low as they do not have to pay the income tax for that. Even if your partner has died after 2016, you can still be entitled after considering the required criteria.

If you have missed out on the allowance in the previous years due to unawareness, you have the opportunity to claim backdates up to four years. We hope these few minutes of reading have helped to develop an understanding of how to get the benefits of the marriage tax allowance if your income is low and you are living in a marriage relationship or a civil partnership in the UK.

Our team of professional members loves to hear about your business problems. Call us on 02086868876 or email us today. We will come up with fine solutions.

Disclaimer: The information about a married person’s allowance provided in this blog includes text and graphics that are general. This does not intend to disregard any of the professional advice.