Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Haverhill

If you work as a doctor in Haverhill, your finances can be more complicated than a straightforward salary and a single tax code suggest. NHS pay, private fees, locum shifts, consultancy income and pension contributions can all sit alongside each other, each with its own record-keeping and reporting requirements. Our accountants for doctors in Haverhill help you bring that picture together — from Self Assessment and allowable professional expenses through to bookkeeping, payroll and tax planning — so you stay organised, compliant and clear about what you owe and when.

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Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support?

Doctors rarely fit neatly into one category, and the accounting support that suits you depends far more on how you earn than on your job title. A salaried hospital doctor on PAYE may only need help with a side income or a complicated expense claim, while a GP partner, a private practitioner or a locum working through their own company may need full accounts, payroll and VAT as well. We support GPs, hospital doctors, consultants, registrars, locum and agency doctors, salaried doctors with additional private work, private practitioners running their own clinics, and doctors who combine NHS employment with private or medico-legal income. Because treatment can vary depending on your employment status, income sources, business structure and professional activities, we take the time to understand your individual circumstances before recommending anything. Whether you are newly qualified, working towards partnership, or established with several income streams, the aim is accounting support that reflects the reality of your working life.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Accounting and Tax Services Built Around Medical Careers

The services a doctor needs depend on how they work, so we shape our support around your circumstances rather than applying a one-size-fits-all package. For doctors with NHS employment plus private or locum income, Self Assessment is usually the starting point, alongside help identifying the professional expenses you can legitimately claim. If you run a private practice, work as a consultant or provide medico-legal services through a limited company, we can handle annual accounts, Corporation Tax, bookkeeping, payroll for any staff, and VAT registration and returns where your turnover makes that relevant. GP partners and doctors in partnerships may need partnership accounts, profit allocation and support with the reporting that comes with shared practice finances. Beyond compliance, we can help with management accounts, business structure advice — for example, whether operating through a limited company suits your situation — and forward-looking tax planning around income timing, pension contributions and multiple income streams. Everything is explained in plain English, with figures you can actually use when making decisions.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

The Accounting and Tax Challenges Doctors Face

Medical work generates income in ways that general tax software rarely handles well. These are some of the areas doctors most often need help with.

  • Multiple income sources — NHS salary, private fees, locum shifts and consultancy income can all need reporting together on a single Self Assessment return, and keeping track of what has already been taxed at source is not always straightforward.
  • Allowable professional expenses — working out which costs genuinely qualify, from medical indemnity and professional subscriptions through to training, equipment and mileage, often requires judgement rather than guesswork.
  • Medical indemnity and professional body fees — these can be significant, and whether and how they are claimed depends on whether the cost relates to employment, self-employment or both.
  • Training and professional development — courses, examinations and conferences may or may not be claimable depending on whether they maintain existing skills or provide something entirely new, so records and reasoning matter.
  • Travel and mileage — moving between NHS sites, private hospitals and clinics creates a mix of business and ordinary commuting journeys that needs careful separation.
  • Record keeping across the year — receipts, invoices and bank records build up quickly when you are working long hours, and reconstructing them at the tax return deadline is both stressful and error-prone.
  • Pension considerations — annual allowance charges and the interaction between NHS pension contributions and wider tax planning can have a real effect on your position, and they need to be considered alongside your other income.
  • Business structure — deciding whether to work as a sole trader, through a partnership or via a limited company has long-term tax and administrative consequences that are worth reviewing as your work changes.
  • Partnership and practice finances — GP partners and doctors in shared practices deal with profit shares, practice overheads and capital accounts that go well beyond a standard personal tax return.
  • VAT and turnover thresholds — private practice income and certain medical services can bring VAT into play, and monitoring turnover is easier than dealing with a retrospective problem.

Why Doctors Choose CruseBurke

Doctors often come to us because their financial affairs have outgrown a generalist approach. Between NHS pay, private work, locum income and pension contributions, there is a lot of moving parts, and advice that ignores any one of them tends to be incomplete. We focus on understanding how you actually earn before we advise, so recommendations are grounded in your circumstances rather than a template. That means clear explanations rather than jargon, practical guidance on expenses and record keeping, and support that keeps your filings accurate and on time without you having to chase deadlines. We also recognise that your needs will change — a doctor moving from training into a substantive post, starting private work, joining a partnership or setting up a limited company faces different questions each time. Communication matters too: you should be able to ask a question and get a straightforward answer, whether that relates to a tax return, a pension issue or a decision about how to structure your work. Our role is to take the administrative weight off your shoulders and give you confidence that your accounting and tax affairs are in order.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process

Getting the right accounting support should not add to an already full schedule, so we keep the process structured and straightforward. First, we start with a conversation about how you work — your NHS role, any private or locum income, consultancy or medico-legal work, partnerships, and any existing company or practice structure. Second, we review what that means for your accounting and tax position: whether Self Assessment applies, what records and deadlines you need to manage, whether bookkeeping, payroll or VAT is relevant, and where there may be planning opportunities. Third, we put the appropriate support in place, agreeing what we will handle, how information will be shared and how you will be kept informed through the year. If your circumstances change — a new post, additional private work or a change of structure — the arrangement can be reviewed so it continues to fit. From there, you get on with clinical work while we look after the numbers.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

What sets our approach apart is the willingness to look at the whole picture rather than a single return. Doctors frequently have income that arrives from several directions, expenses that span both employment and self-employment, and pension arrangements that interact with their tax position. We work through those strands together, which means expenses are identified properly, income is reported correctly, and decisions about structure are made with the full picture in view. We also place real emphasis on the unglamorous but essential parts of accounting: dependable bookkeeping, organised records, accurate payroll where you employ staff, and returns submitted without last-minute panic. For doctors in partnerships or running their own practice, we can handle the accounts, profit allocations and reporting obligations that come with shared finances, while for those with private or consultancy work we can consider whether a limited company structure is worth exploring. The result is support that is genuinely tailored — practical, clearly explained, and adapted as your career and income sources evolve.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

Not every doctor does. If you are employed on a straightforward PAYE contract with no additional income, no significant untaxed benefits and no complicated expenses, your tax affairs may be manageable without professional help. An accountant tends to become valuable once there is more than one income source, such as NHS pay alongside private fees or locum work, once you have expenses to identify and substantiate, once you are considering a partnership or limited company, or once you want reassurance that Self Assessment has been completed correctly. Many doctors also find that the time saved and the accuracy gained outweigh the cost.

Locum work is commonly treated as self-employment, which means you report income and expenses on a Self Assessment return and pay Income Tax and Class 2 and Class 4 National Insurance on your profits, with payments on account towards the following year. However, treatment is not automatic — some locum arrangements are structured as employment, particularly where an agency pays you through PAYE, and short-term contracts can sit awkwardly between the two. The correct position depends on the terms of your engagement, so it is worth reviewing rather than assuming.

Medical indemnity and professional body subscriptions are among the costs doctors most frequently ask about. Whether they can be claimed, and against which income, depends on the nature of the cost and how your income is taxed — employment rules are stricter than those for self-employment. Where a claim is possible, it is important to keep evidence of payment and to record the reason for the cost. We can review your specific outgoings and confirm what can properly be included.

NHS employment income is normally taxed through PAYE, while private practice, locum or consultancy income is usually reported separately through Self Assessment. Both appear on the same return, and the key tasks are making sure the PAYE figures are correct, identifying which expenses relate to which income stream, and tracking any tax already paid so you do not pay twice. Where income comes through a limited company, the structure changes again and different reporting applies.

VAT depends on your turnover and the nature of your services. Many medical services are exempt, but not all associated activities are, and it is the taxable elements of your turnover that determine whether registration becomes necessary. Because the position varies by activity and can change as your work develops, it is worth monitoring turnover rather than waiting until a threshold is crossed unexpectedly. We can assess whether VAT applies to your circumstances and handle registration and returns if it does.

There is no single right answer. A limited company can offer different tax treatment and a clearer separation between your personal and professional finances, but it also brings additional filing, payroll and accounting obligations. For some doctors, particularly those with substantial private or consultancy income, incorporation is worth exploring; for others, remaining a sole trader or working within a partnership is simpler and equally appropriate. The decision should be based on your income levels, plans and appetite for administration.

Yes. Much of the work involved in accounting and tax returns can be handled remotely using digital records and secure document sharing, which suits doctors working unpredictable hours or moving between sites. If you are currently with another accountant, changing over is generally a straightforward matter of authorising us to act on your behalf and obtaining the relevant records and filing history. We can manage that process and make sure nothing important falls between the two firms.

It begins with a conversation. We will ask about your role, your income sources — NHS, private, locum or consultancy — any partnership or company involvement, and what you currently have in place for records and filings. From there we will outline what accounting and tax support is likely to be relevant and how it would work in practice. You do not need everything perfectly organised before contacting us; part of the process is helping you get to that point.

Speak to an Expert

Take the Pressure Out of Your Tax Affairs with Specialist Accountants for Doctors in Haverhill

Juggling NHS pay, private fees, locum shifts and pension contributions can make tax reporting feel like an extra job you never applied for. CruseBurke can help you bring those threads together — from Self Assessment and allowable professional expenses through to bookkeeping and, where relevant, limited company or partnership accounts — so your records stay in order and your filings are handled properly. If you would like support that understands the way doctors actually earn, get in touch and we will talk through your circumstances.