Specialist Accountants for GPs, Consultants & Locum Doctors

Accountants for Doctors in Harlow

Specialist accounting and tax support for doctors working in Harlow and the surrounding area. Whether you are a GP, hospital doctor, consultant, locum or private practitioner, the right accountant can help you make sense of Self Assessment, NHS and private income, professional expenses, bookkeeping and day-to-day tax compliance — so your financial affairs stay accurate, organised and properly reported.

4.9/5.0

Google Reviews

⭐ What Clients Say About Us

See what doctors, dentists, and care providers say about working with us.

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Jamie Fletcher profile picture
Jamie Fletcher
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It was a pleasure working with Anum on our accounts. The whole process was swift and effortless, and it was one less thing to worry about. I'd highly recommend them.
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Mansur Liman profile picture
Mansur Liman
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Accotax have been our accountants for many years now. We maintained them, because of their professionalism. In the last coiple of years, i have working with Imran, who has been very professional and helpful in guiding us through the whole process explaining and clarifying every aspect of it. Very prompt in responding to questions and patient with us even when we seem to be slow. I really enjoy working with him. Thank you
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Muna Mohamoud profile picture
Muna Mohamoud
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I highly recommend Imran to anyone looking for a reliable and knowledgeable accountant. He helped me sort out a very complicated backlog of accounts and prepared my overdue tax returns with professionalism and attention to detail. Throughout the process, he was incredibly patient, took the time to answer all of my questions, and explained everything clearly. He guided me through each step and helped rectify issues that had built up over time, making what felt like an overwhelming situation much more manageable. I'm very pleased with the service I've received and truly appreciate his support. If you need help with your accounts or taxes, I would highly recommend Imran.
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Sergey M profile picture
Sergey M
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I had a positive experience with Accotax. The work was completed promptly, my tax return was successfully filed, and I received a refund of overpaid tax. I found the cooperation efficient and helpful. Special thanks to Muhammad Saifullah for his assistance.
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Ebba Qureshi profile picture
Ebba Qureshi
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Fabulous team at ACCOTAX - very efficient and good response time . Honest and professional with their work. I would highly recommend them even if you’re a young start up - or a large business they have it covered .
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Mael Leboucher profile picture
Mael Leboucher
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We worked with a few different accountants before finally settling with Accotax, and we’re really glad we did. Their team is great. Abdul is responsive and easy to reach whenever I have a question, which makes a big difference. They take the time to understand how our business works and what our needs are. They are very knowledgeable, and when they don’t have the answer straight away, they take the time to look into it and get back to us quickly. Anum, who looks after our account on a day-to-day basis, including reconciling invoices and preparing the annual accounts, is amazing. She is professional, efficient, and follows the processes we have put in place together. She's also very quickin getting back to us whenever needed. We’re very happy to work with her and hope to continue doing so for as long as possible. Overall, Accotax has made our accounting experience much smoother and easier. We see them as a long-term partner as our business continues to grow. I would 100% recommend them.
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3rd Hub profile picture
3rd Hub
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Imran provides a very dependable and straightforward accounting service. He is always responsive and professional when managing our accounts. Excellent support.
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Martin Tyrrell profile picture
Martin Tyrrell
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I have really impressed to date with all dealings with Accotax highly enough. From day one, they've made what can often be a complicated and stressful part of running a business feel straightforward and hassle-free. A special mention has to go to Anum, who has been friendly, incredibly responsive, and genuinely cares about providing the best possible service. No question is ever too much trouble, and she consistently goes above and beyond to make sure everything is dealt with efficiently. I wouldn't hesitate to recommend you to anyone looking for an accountant they can genuinely trust.
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Matthew Lyon profile picture
Matthew Lyon
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Great speedy service and very personable. Anum dealt with my income certificate and did everything quickly and helped me out massively. Very happy with the service provided.
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Which Doctors Do We Support?

Doctors rarely fit a single financial mould. A salaried hospital doctor on PAYE has a very different accounting picture from a locum working through several contracts, a GP partner sharing practice profits, or a consultant building a private practice alongside NHS commitments. We support GPs, hospital doctors and consultants, locum and agency doctors, salaried doctors with limited additional income, private practitioners, and doctors who combine NHS work with private or medico-legal income. Because tax treatment depends on your employment status, your income sources, your business structure and how your work is arranged, the accounting approach is tailored rather than templated. Some doctors simply need a Self Assessment tax return prepared accurately; others need bookkeeping, payroll, VAT advice, partnership accounts, company accounts or longer-term tax planning. Whatever your circumstances, the aim is the same: clear records, correct reporting and practical guidance you can act on.

GPs

Accounting and tax support for GPs with NHS income, private work, practice interests or additional professional earnings.

Hospital Doctors

Support with Self Assessment, professional expenses and tax matters alongside employment income and other professional earnings.

Consultants

Accounting support for consultants managing NHS employment, private practice income, professional expenses and tax obligations.

Locum Doctors

Support with Self Assessment, locum income, allowable expenses, bookkeeping and relevant business structure considerations.

Salaried Doctors

Tax and accounting support for salaried doctors with additional professional income or expenses requiring reporting.

Private Practitioners

Accounting support for doctors providing private medical services through individual practices, partnerships or companies.

Our Accounting Services for Doctors

Our accounting support is built around the way doctors actually earn. That typically starts with Self Assessment, including tax returns that bring together NHS income, private medical fees, locum earnings, consultancy or medico-legal income, and any investment or property income. For doctors with private or locum work, we can handle bookkeeping, management accounts and financial reporting so income and expenses are recorded consistently throughout the year rather than reconstructed in a rush before a deadline. Where a doctor runs a private practice or consulting business, we can prepare annual accounts and deal with Corporation Tax if a limited company is in place, or partnership accounts and partnership tax returns where profits are shared. Payroll is often relevant for practice staff, and VAT advice may be needed where private income crosses the registration threshold or where a practice is already registered. We also advise on business structure — sole trader, partnership or limited company — and on allowable professional expenses such as medical indemnity, professional subscriptions, training and professional development, equipment, and travel and mileage. Alongside compliance, we look at tax planning considerations including pension contributions and the timing of income, always based on your individual circumstances.

Self Assessment Tax Returns

Preparation and support for doctors with employment, locum, private practice or other taxable income.

NHS & Private Income

Help organising accounting records where income comes from NHS work, private services, locum assignments or other professional activities.

Accurate records built around the way GP practices, partnerships and locum doctors actually work, with cloud software set up for you.

Tax Planning for Doctors & Consultants

Incorporation reviews for private practice, profit extraction, capital allowances and timing of income to keep your effective tax rate down.

Locum Tax & IR35 Support

Contract and IR35 status reviews, limited company versus sole trader comparisons and expense claims for locums working across multiple trusts.

Accounting and Tax Challenges Doctors Commonly Face

Doctors often carry a heavier administrative load than other professionals, because income can arrive from several directions at once and the tax rules do not treat every source in the same way. These are the areas we see raised most often.

  • Blending NHS and private income: salary, NHS pension contributions, private fees and locum payments may all be taxed differently and reported through different routes, which makes it easy to overlook a source or misjudge how much tax is actually due.
  • Self Assessment complexity: even doctors whose main income is taxed through PAYE may need to file a return, and getting the figures and supplementary pages right matters because errors can lead to enquiries, interest or penalties.
  • Tracking allowable expenses: medical indemnity, professional subscriptions, training and professional development, equipment, and travel or mileage can all be relevant, but only where they are genuinely incurred for the work — so records need to support the claim.
  • Locum and agency income: short contracts, changing pay rates and expenses paid personally rather than reimbursed can create messy records, and it is often unclear whether income should be treated as employment or self-employment.
  • Choosing the right business structure: whether private or consultancy work sits inside a limited company, a partnership or as a sole trader affects how profits are taxed, how accounts are prepared and what filings are required.
  • Partnership and practice finances: GP partners and doctors in partnership need profit shares, drawings and capital accounts dealt with accurately, and partnership profits do not always follow the same pattern from year to year.
  • Pension considerations: annual allowance charges, carry forward and contribution planning can affect higher earners, and the interaction with NHS pension arrangements is a common source of uncertainty.
  • Record keeping and deadlines: receipts, invoices, mileage logs and bank transactions accumulate quickly, so a consistent bookkeeping routine reduces stress and supports an accurate return when the filing date approaches.
  • Multiple income streams in one return: combining employment, self-employment, property or investment income in a single return requires each source to be reported correctly and reconciled against the tax already paid.

Why Doctors Choose CruseBurke

Doctors choose CruseBurke because they want an accountant who understands the shape of a medical career rather than one who treats them as a standard tax return. We take the time to understand how you work — employed, self-employed, in partnership, through a company, or a combination — and then build the accounting support around that reality. That means clear explanations in plain English, proactive reminders about filing and payment obligations, and records kept in a way that makes the numbers easy to follow. We can prepare and review Self Assessment returns, maintain bookkeeping, prepare annual accounts and handle Corporation Tax, VAT and payroll where they apply. Just as importantly, we flag planning points as they arise — for example around expenses, pension contributions, income timing or business structure — so decisions are made with the tax consequences in view. Whether you are a locum working across several contracts, a GP partner, a consultant with private practice income or a salaried doctor with a small side income, the service is organised, responsive and tailored to your circumstances.

Healthcare Focus

We support GPs, locum doctors, consultants and other medical professionals with accounting and tax matters tailored to their individual circumstances.

Every Allowable Expense Claimed

GMC and indemnity fees, royal college subscriptions, exams, courses, equipment and mileage — nothing left on the table.

NHS Pension Specialists

We calculate your pension input amount, check tapering and advise on Scheme Pays before a charge becomes a problem.

IR35 & Locum Confidence

Status reviews on your engagements and a clear answer on limited company versus sole trader for your circumstances.

Deadlines Handled for You

Returns, accounts and payroll filed on time, with reminders well in advance so penalties never happen.

Fair, Fixed Fees

One agreed monthly fee, quoted up front, with no hourly billing and no surprise invoices.

Our Simple 3-Step Process

Getting the right accounting support in place does not need to be complicated. Step one is an initial conversation about your circumstances: how you are employed, where your income comes from — NHS salary, private fees, locum work, consultancy, partnership profits or a mix — and what you currently do about tax and record keeping. Step two is a review of your accounting and tax position, including previous returns, bookkeeping records, business structure, and any upcoming filing or payment obligations, so we can identify what needs attention and where advice would help. Step three is putting the support in place: agreeing the services you need, setting up a sensible bookkeeping routine, confirming deadlines and establishing how we will work together going forward, whether that is remotely or through meetings. From there, we keep things on track with timely compliance and practical advice as your work arrangements change.

1. Initial Consultation (It’s Free):

We begin by getting to know your practice and understanding your unique needs. This step ensures we have a clear picture of your operations and your goals.

2. Customised Plan:

Based on our initial discussion, we create a personalised plan designed specifically for you. The aim is to keep everything organised and easy to follow. You can rest assured that your numbers are being handled with expert precision.

3. Ongoing Support & Updates:

From there, we take care of the ongoing work and keep you updated with reports. You’ll always know what’s happening, and we’re always here to answer your questions, ensuring you have a clear picture of your financial health at all times.

What Makes CruseBurke Different for Doctors

What sets our approach apart is the focus on medical income in all its forms. Rather than applying a generic accounting template, we look at how NHS pay, private practice fees, locum and agency work, consultancy income and any partnership or company involvement interact — and how that affects your Self Assessment, your allowable expenses and your overall tax position. We combine technical accuracy with practical communication, so you understand not just what has been filed but why. That includes making sure medical indemnity, professional subscriptions, training and development costs, equipment, and travel or mileage are considered properly; keeping bookkeeping and records organised so the year-end is straightforward; and advising on structure and planning points such as pension contributions where they are relevant to you. Doctors work long hours in demanding roles, so we aim to remove the administrative friction around tax compliance while keeping you informed of anything that needs a decision.

Technology Driven

We use Xero, Quickbooks, Sage & many other online software.

Dedicated Medical Accountant

Meet, call or email the same qualified accountant who knows your practice and your pension position.

Unlimited Support

Free telephone & email support
throughout the year.

Experienced Team

Our team have over 100 years of combined experienced.

Free - Email Reminders

Never Miss any deadline with our automated email reminders.

Yes, We Are Chartered!

We’re an ICAEW, ACCA & AAT accredited Firm.

How to Switch to Our Doctor Accountants

Take a back seat and let our specialist healthcare accountants handle everything. Switching part way through the year is straightforward and you never need to speak to your old accountant:

Get in touch

Reach out to us, and we’ll discuss your needs and how we can help your healthcare practice thrive.

Letter of Engagement

We’ll send over a simple letter to formalise our partnership and get everything in motion.

Previous Accountants

If you're switching, we’ll take care of contacting your previous accountants to make the transition smooth.

We Do the Rest

From there, sit back and relax. We’ll manage your accounts, taxes, and everything in between, keeping your practice running smoothly.

FAQs

It depends on your circumstances. A doctor whose only income is a straightforward NHS salary taxed through PAYE may have little to file beyond a return if HMRC has asked for one. Once private fees, locum income, consultancy work, partnership profits, property income or a limited company are involved, the reporting becomes considerably more detailed. An accountant can help ensure each income source is treated correctly, that allowable expenses are claimed appropriately, and that deadlines and payments are managed.

Locum arrangements vary, and so does the tax treatment. Some locum work is engaged on a self-employed basis, which means reporting income and expenses through Self Assessment and paying tax and National Insurance accordingly. Other arrangements are technically employment, with tax deducted at source. It is worth reviewing your contracts, because the classification affects how you report income, what expenses you can claim and whether you need to register for Self Assessment at all.

Commonly considered items include medical indemnity insurance, professional body subscriptions, training and professional development that maintains or updates your existing skills, specialist equipment, and travel or mileage where journeys are undertaken for work purposes. The rules are specific, and whether a cost qualifies depends on your employment status and the reason for the expense, so claims should always be supported by records and considered on an individual basis.

Yes. Many doctors have more than one income stream, and the aim is to report each one correctly and consistently. NHS salary and pension contributions are usually dealt with through PAYE, while private fees, locum payments and consultancy income may need to be reported differently. We bring the figures together in a single Self Assessment where required and check that the tax already paid has been properly accounted for.

There is no single right answer. Each structure has different implications for how profits are taxed, how accounts and returns are prepared, and what administrative obligations apply. A limited company may suit some doctors with substantial private income, while others are better served by self-employment or a partnership arrangement. The choice depends on your level of income, your other earnings, your pension position and your longer-term plans, so it is worth reviewing before committing.

VAT only becomes a consideration once your taxable turnover reaches the registration threshold, and medical services are treated in a specific way under the rules. Private practice income, medico-legal work and other non-medical services can differ in how they are treated, so the position is not always straightforward. If your private income is growing, it is worth reviewing your VAT status well before any threshold is reached.

Pension contributions and the interaction with NHS pension arrangements can affect doctors with higher earnings, particularly where there are multiple income sources or fluctuating profits. The rules around relief and any charges are detailed and depend on your personal position, including your total income and contribution levels across the year. Where relevant, we flag pension points so you can take advice on the implications for your circumstances.

The first step is a conversation about how you work and what you need. From there, we review your existing records, returns and business structure, then agree the services that fit. We can work remotely, with documents and records shared securely, and liaise with HMRC on your behalf where appropriate. If you are already with another accountant, moving across is usually straightforward — we can contact your existing adviser to request the relevant information and records.

Speak to an Expert

Take the Stress Out of Tax With Accountants for Doctors in Harlow

Juggling NHS pay, private fees, locum work and the paperwork that comes with all of it can leave little time for tax admin. CruseBurke can help you bring it under control through accurate Self Assessment, organised bookkeeping and clear advice on allowable expenses and income reporting. If you would like your tax affairs handled properly and explained in plain English, get in touch with our team to talk through your situation.